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    <title>topic Re: First premier has the nerve in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775426#M235920</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/316273"&gt;@FicoScore626&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LMAO that will never happen...&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 10 Nov 2010 19:42:13 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2010-11-10T19:42:13Z</dc:date>
    <item>
      <title>First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774488#M235781</link>
      <description>&lt;P&gt;FP sends me a&amp;nbsp; pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.&lt;/P&gt;</description>
      <pubDate>Tue, 09 Nov 2010 21:38:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774488#M235781</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-11-09T21:38:35Z</dc:date>
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    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774868#M235854</link>
      <description>&lt;P&gt;LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!&lt;/P&gt;</description>
      <pubDate>Wed, 10 Nov 2010 02:48:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774868#M235854</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-11-10T02:48:03Z</dc:date>
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    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774874#M235855</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;FP sends me a&amp;nbsp; pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh baby give me one more chance&lt;BR /&gt;(show you that I love you)&lt;BR /&gt;Won't you please let me&lt;BR /&gt;(back in your heart)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;LOL&lt;/P&gt;</description>
      <pubDate>Wed, 10 Nov 2010 02:52:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/774874#M235855</guid>
      <dc:creator>DI</dc:creator>
      <dc:date>2010-11-10T02:52:03Z</dc:date>
    </item>
    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775224#M235893</link>
      <description>&lt;P&gt;You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 10 Nov 2010 15:37:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775224#M235893</guid>
      <dc:creator>FicoScore626</dc:creator>
      <dc:date>2010-11-10T15:37:51Z</dc:date>
    </item>
    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775426#M235920</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/316273"&gt;@FicoScore626&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LMAO that will never happen...&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 10 Nov 2010 19:42:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775426#M235920</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-11-10T19:42:13Z</dc:date>
    </item>
    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775728#M235956</link>
      <description>&lt;P&gt;Ah I see you don't want to pay to borrow the money you gave them in the first place?&lt;/P&gt;&lt;P&gt;lol I am with you on that... I try to look at being a first premier customer as bribing fico, it helps my ego &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 11 Nov 2010 00:44:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775728#M235956</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-11-11T00:44:36Z</dc:date>
    </item>
    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775796#M235969</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;LMAO! I saw a pre approval letter that had an &lt;STRONG&gt;APR of 59.9% &lt;/STRONG&gt;for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What? You don't find this offer attractive? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 11 Nov 2010 02:17:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/775796#M235969</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-11-11T02:17:28Z</dc:date>
    </item>
    <item>
      <title>Re: First premier has the nerve</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/776252#M236064</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;LMAO! I saw a pre approval letter that had an &lt;STRONG&gt;APR of 59.9% &lt;/STRONG&gt;for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What? You don't find this offer attractive? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;@I found it very attractive!&amp;nbsp; And look @ all their fees!&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="https://www.premiercreditcardsf.com/CardDetails.aspx" rel="nofollow"&gt;https://www.premiercreditcardsf.com/CardDetails.aspx&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;ETA:&lt;/P&gt;&lt;P&gt;When I first clicked on their link, it gave me the 59.9% APR... and when I just clicked it again, it gave me a 23.9% APR.&amp;nbsp; I guess it's a random APR per click? lol.&lt;/P&gt;</description>
      <pubDate>Thu, 11 Nov 2010 17:21:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/First-premier-has-the-nerve/m-p/776252#M236064</guid>
      <dc:creator>JagerBombs89</dc:creator>
      <dc:date>2010-11-11T17:21:56Z</dc:date>
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