topic Re: Finally in with Barclay's! in Credit Cards

Finally in with Barclay's!

mross1080 — Wed, 10 Nov 2010 21:13:25 GMT

I apped for the iTunes card this afternoon after reading about all the recent approvals. I was declined and declined on recon about 7 months ago. Got a instant denial and called the recon # and bam approved for 1k. They must be trying to sign up as many people as possible. They pulled TU and I have an obscene amount of inq's on it. That is my last app for at least 6 months! Thats what im really going to try to stick to. Im going to re-freeze my TU and EQ to help me from urges. I dont know why it feels so good to be approved but it does! Anybody trying to get in with them now the time id say.

Re: Finally in with Barclay's!

Datx — Wed, 10 Nov 2010 22:31:24 GMT

Congrats! I was declined for the Apple Visa card a few months back but never thought to call for a recon. Sucks, since I was really thinking of buying a new Mac book. Maybe I should try again...what number did you call by the way?

Re: Finally in with Barclay's!

mross1080 — Wed, 10 Nov 2010 22:43:47 GMT

866-750-6031 its the backdoor number I got right from this board.

Re: Finally in with Barclay's!

creditchild — Wed, 10 Nov 2010 23:22:50 GMT

hi mross,what was your score,what cra did they pull from and are they bk friendly?

Re: Finally in with Barclay's!

mross1080 — Wed, 10 Nov 2010 23:41:06 GMT

They pulled TU which is my lowest score ( Always seems to work that way) about 3 weeks ago I bought a car and it was a 620 so its somewhere give or take a few points around there. I dont have a BK so im not sure if they are friendly to them. He didnt even ask me about anything on my report he just asked me my income and what I did and then he asked me questions about my job. He seemed interested in it and we struck up a conversation about it and that was it approved.

Re: Finally in with Barclay's!

creditchild — Wed, 10 Nov 2010 23:49:26 GMT

mross one other question, i just finished reading some other posts,maybe you can

answer this one. so is this card exclussively for buying computers,or is a visa/mc?

it seems its a card to buy just computers. i thought is was a bank card. thats what

i'm looking to get. thanks mross.

Re: Finally in with Barclay's!

mross1080 — Wed, 10 Nov 2010 23:54:18 GMT

There is 2 of them. Both Visa's which can be used anywhere. One has special 0% financing promos through apple. The other is a itunes rewards card. Both have no fees. And I looked into creditpulls people have been approved with bk's

Re: Finally in with Barclay's!

creditchild — Thu, 11 Nov 2010 00:33:19 GMT

can you please send me a link or site to apply. thank you so much

for the info mross

Re: Finally in with Barclay's!

ficonightmare — Thu, 11 Nov 2010 01:11:56 GMT

I don't know if they're BK friendly or not, but I applied for my Barcalys B&N mastercard on the Barnes&Noble site.

They also have a wesbite: http://www.aboutbarclaycardus.com/

I will say this though, they were my first rebuilder card and have been very good with my CLI.

Before applying, I'd probably give them a call and see if they'll give you any info. about your approval chance. No point in wasting an inquiry.

Re: Finally in with Barclay's!

andre181 — Thu, 11 Nov 2010 01:17:12 GMT

http://store.apple.com/us/instant_credit?mco=MTk3NTgwODk Go with the apple card if you are thinking of buying anything from apple in the next 30 days, so you can take advantage of the no interest offer. But when you apply, you have to place your order with apple within 30 mins of applying or you will have to wait until you get your card. Barclay sends your approval info to apple if you are approved and apple only gives you 30 mins to place your order. Get iTunes card if you use iTunes store a lot. I am typing this message on my new iPad which I just charged on my new Apple Barclaycard. Once I get it paid off in a couple months I am going to call barclaycard and ask if I can PC to the iTunes card. This iPad is gonna make me start spending a lot of money in the itunes store!!!

Re: Finally in with Barclay's!

halos24 — Thu, 11 Nov 2010 05:31:20 GMT

Just though I would share my recent experience also. I applied for the Itunes card by mistake vs. the special financing card and was told I would have to reapply for the other card to get the 0%. Although I also was given 1k limit after calling the backdoor number I decided to stick it out and keep the tunes card for now and build a relationship with them. I actually called the backdoor number to inquire about submitting another app for the special financing. Since my app was e Recent she kindly advised to let the new card along with others I recently opened build for about 6 months then apply. Makes sense, and actually the Itunes card gave me 6 months 0% on balance transfer so between that and my Itunes purchases I am happy with them.

Re: Finally in with Barclay's!

OnWayUpinTexas — Thu, 11 Nov 2010 11:06:10 GMT

@mross1080 wrote:
They pulled TU which is my lowest score ( Always seems to work that way) about 3 weeks ago I bought a car and it was a 620 so its somewhere give or take a few points around there. I dont have a BK so im not sure if they are friendly to them. He didnt even ask me about anything on my report he just asked me my income and what I did and then he asked me questions about my job. He seemed interested in it and we struck up a conversation about it and that was it approved.

That was my experience as well. See post here. No questions about baddies during recon call. Only about job, plans to pay down other credit card debt, etc. Agent asked me how much I was trying to get approved for and that's where the CL number came from (I should have said something higher!).

Re: Finally in with Barclay's!

lonnyphillips — Thu, 11 Nov 2010 15:47:43 GMT

That backdoor number you provided is like there executive number, which is different than the credit anaylist, doy you think that also made a differeance in the approval?

Re: Finally in with Barclay's!

mross1080 — Thu, 11 Nov 2010 15:52:33 GMT

It might. The guy was so nice and theres nothing better than calling a number and a real person answers the phone.

Re: Finally in with Barclay's!

Datx — Thu, 11 Nov 2010 16:28:50 GMT

@mross1080 wrote:
866-750-6031 its the backdoor number I got right from this board.

Cool. I found the credit analyst number instead and gave them a call. I got declined yesterday when I applied for the Apple financing card again. The rep I spoke to was great. He went through my credit report and asked for income. Then asked about a couple of old and past CO's. Explained to him why I let it go to CO status. He then said that I do have a good amount of satisfactory tradelines and he also sees a 5K CC reporting (thank you NFCU) and he asked how much I was looking to spend with Apple. I wanted to say $2000, but only said $1,500 since the recent sucessful recons on the board has been in the area of $1000. And that was it, im now approved for $1500 and get to go shopping at Apple now. Thank you mross and to everyone else that reported their recent suscess on this forum!

Re: Finally in with Barclay's!

creditchild — Thu, 11 Nov 2010 19:54:34 GMT

hi mross, i just wanted to thank you, i appd yesterday and was told it was under review.

so i called the backdoor number this morning and same thing happend to that happend

to you. the lady put me on hold and came back so we could go over my credit report. she asked

about the bk and i explained to her what happend,and she said she could approve me for $500.

so i said that whats fine. to be honest i didn't expect the 500! what i'm going to do is wait til i receive

the card then call and see if i can at least get it to a 1000. i just read your post on it reporting on your

file so fast,i guess mine will be reported tomorrow. anyway thanks for all your help mross!!!!!

Re: Finally in with Barclay's!

mross1080 — Thu, 11 Nov 2010 20:07:01 GMT

Congrats! I was actually thinking of calling when I get my card too and tell them I decided to buy a more expensive item and if they can raise mine too. Ill keep you posted. Im only about an hour away from where they send the card from so I should get it tomorrow or sat.

Re: Finally in with Barclay's!

Anonymous — Fri, 12 Nov 2010 17:03:33 GMT

@mross1080 wrote:
866-750-6031 its the backdoor number I got right from this board.

MRoss, I called the 866-408-4064 (credit analyst) number different from yours. Do you think it makes a difference? If so, I might call back.

Re: Finally in with Barclay's!

mross1080 — Fri, 12 Nov 2010 17:14:07 GMT

Im not sure. Its worth the try though. The worst they can say is no again. But they could say yes! Just be super nice to the person and try to strike up a conversation. Make them like you!

Re: Finally in with Barclay's!

Anonymous — Fri, 12 Nov 2010 17:48:46 GMT

@mross1080 wrote:
Im not sure. Its worth the try though. The worst they can say is no again. But they could say yes! Just be super nice to the person and try to strike up a conversation. Make them like you!

Ok I called and a nice lady answered and I was polite back. I told her what I wanted and she asked if I had a copy of my credit from today and I said no. She said I would need that before someone could speak with me. I don't get it. I honestly don't think anything has changed since last Wednesday when I got a copy of it.