topic Re: Sony card from Capital One in Credit Cards

Sony card from Capital One

Anonymous — Sat, 30 Oct 2010 17:07:32 GMT

This is my first post on this forum, although I read them alot. Today I was just approved for a Sony Style Card from Capital One. Apparently Sony has changed it's card from Chase to Capital One. I am a current Capital One cardholder witha $500 credit limit through credit steps. I was pleasantly surprised that they approved me instantly and with a $500 limit. After my first purchase they are giving me a $200 gift card towards anything at the Sony Store! (Might be good for some Christmas present!!!) Anyways, just thought that I would let everone know that they might be approved even with a low credit score and it could be good for rebuilding credit (like I am now)

Current Fico Scores:

Trans 608

Exp 604

Equifax 601

Chapter 7 Bankruptcy discharged Oct 2006

Re: Sony card from Capital One

mross1080 — Sat, 30 Oct 2010 19:54:05 GMT

Where did you find the promo for the 200 dollar giftcard? I checked on capital ones website and didnt see it.

Re: Sony card from Capital One

Anonymous — Sat, 30 Oct 2010 20:11:10 GMT

I went on a search for it, too and found this:

http://www.sonyrewards.com/en/gateway/?offerlink=NC20k&campaigncode=NI203LSM&utm_campaign=SC_Acq&utm_source=SC_Acq_1010_NC20k_NI203LSM&utm_medium=Email&utm_content=textlink_apply_sc_acq_oct&utm_term=learnmore3_sc_acq_oct

Re: Sony card from Capital One

mross1080 — Sat, 30 Oct 2010 20:56:27 GMT

I applied and approved for 750. I now technically have 3 capital one cards. I really hope I get the 200 gift card otherwise there really was no point to this card.

Re: Sony card from Capital One

Datx — Sun, 31 Oct 2010 16:39:35 GMT

@mross1080 wrote:
I applied and approved for 750. I now technically have 3 capital one cards. I really hope I get the 200 gift card otherwise there really was no point to this card.

Interesting. I thought two cap one cards was the limit. I know cap one usually pulls all 3 CRAs, but did they when you applied? Maybe since this a co-branded card ( i believe), cap one allows you to have this card as a third acct with them.

Re: Sony card from Capital One

mross1080 — Sun, 31 Oct 2010 19:38:36 GMT

Last time I apped for my second card I had my ex and tu frozen and they only pulled eq and it was an instant approval. This time only my ex is frozen and I wasnt paying another 10 bucks to freeze my tu again so they pulled tu and eq. Ive done some searching before I apped for the second and im not sure what the limit is I've read some people have had 4. I think you can have a few if its a mix between personal and business. One good thing about this card is theres no annual fee, cant say the same for my other 2 cap one cards.

Re: Sony card from Capital One

Anonymous — Sun, 31 Oct 2010 23:06:47 GMT

It is co-branded with VISA

There is 0% APR on purchases through September 2011. (Not Bad)

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 03:00:44 GMT

I just got approved for $500! Yay..This is my second Capital One card. I'm done applying for awhile. Hopefully this will help in my rebuilding

Re: Sony card from Capital One

Datx — Mon, 01 Nov 2010 03:21:00 GMT

@Anonymous wrote:
I just got approved for $500! Yay..This is my second Capital One card. I'm done applying for awhile. Hopefully this will help in my rebuilding

Congrats! If you don't mind me asking, does your first Cap One card also have a $500 CL? It seems like Cap One likes to match CLs to what you already have with them on other accounts. I could be wrong.

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 03:30:14 GMT

I app'd and was approved for $500 as well. I have 2 Cap Ones already -- 1 with a $500 and 1 with a $1500.

Re: Sony card from Capital One

Datx — Mon, 01 Nov 2010 03:38:46 GMT

@Anonymous wrote:
I app'd and was approved for $500 as well. I have 2 Cap Ones already -- 1 with a $500 and 1 with a $1500.

Thanks for posting your results and congrats to being approved as well. I am almost certain if I get approved, I will get a $500 card, so I will just sit out on this one.

Re: Sony card from Capital One

tsquad131 — Mon, 01 Nov 2010 13:33:15 GMT

Denied already have 2 cap one cards with $750 limit each. Don't know the reason yet. No baddies lot of inquiries 30% uti experian plus score 676. Think I should try to call and ask if they will reconsider it? I have really never recon'd before so I don't really know what to say or do. Any tips?

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 14:00:04 GMT

Mycreditstinks, actually my first capital one card is only $300 and I just got that one less than two months ago. My scores are 589 (Experian) and 630 (Transunion) with a bankruptcy discharge in 2002. hth

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 14:48:44 GMT

This is tempting because I would like a PS3, Hmmm need to think

*update I did pull the trigger and I already have a 2 capital one cars, one for $750 and one for $500 was approved for the Sony card at $1,000

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 15:29:52 GMT

Nice John398!!! Now go get your PS3

Re: Sony card from Capital One

Gotons — Mon, 01 Nov 2010 15:37:59 GMT

Does anyone have an idea of who they pull, or is it all three?

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 15:52:09 GMT

Only my Experian reported Capital One so far.

Re: Sony card from Capital One

tsquad131 — Mon, 01 Nov 2010 15:55:32 GMT

Just talked to a account specialist supervisor he said they pull all 4 including the new one innovus. And he said there was nothing I can do at this time to have it reconsidered until i get the letter and find information that is wrong with my credit report and have documentation to fix it.

Re: Sony card from Capital One

Gotons — Mon, 01 Nov 2010 16:06:18 GMT

Yuck!

Re: Sony card from Capital One

Anonymous — Mon, 01 Nov 2010 17:39:11 GMT

Thanks I am not sure if I got a 1k because of my scores or perhaps because I just recently reepaid a charge off from capital one from many years ago