topic Re: Capital One CLI -Surprise in Credit Cards

Capital One CLI -Surprise

Anonymous — Sat, 27 Nov 2010 11:05:07 GMT

I have called Cap One several times over the past 3 months to see if my Visa rewards card ($1800 CL) and my M/C ($1000.00) were eligible for an increase. The answer was always a decline. I called just last weekend, got the same message.. even got the letter in the mail a few days ago. I logged into my account tonight and was VERY surprised to see a $1500.00 CLI - it took me a while to really believe what I was looking at. My credit scores are probably in the low 600's. I wonder if the increase had anything to do with my transferring a large balance over to my Visa, which I finally paid down to zero last month. My M/C was almost maxed before I got this CLI. In fact, I was (still am) going to transfer the M/C balance to my credit union Visa, which has a very, very low interest rate. Oh, I have had these cards for 2.5 years and both were on the credit steps plan. I think over a six month period the Visa went from $500.00 to $1800.00 and has been there ever since. The M/C started out at $500.00 too and could have gone up to $1500.00, but I went over my CL one month, so they did not give me my last CLI. Wow, $1500.00 from Cap One. This is the first CLI I have gotten from a major credit card company since 2008. I do not even bother calling HSBC about my Discover and M/C!

Re: Capital One CLI -Surprise

Anonymous — Sat, 27 Nov 2010 11:11:59 GMT

Congrats on the CLI!

Lenders seem to suddenly get in the giving mood this time year!

Re: Capital One CLI -Surprise

Anonymous — Sat, 27 Nov 2010 17:26:38 GMT

Hi, I got my first card from capital one no one else would give me on, it was 300.00 in Aug 2010, now only a few months later they sent me another card with a 500.00 limit so I am happy with them. Congrats.

Re: Capital One CLI -Surprise

Ortz33__ — Sat, 27 Nov 2010 18:59:02 GMT

got a 300 increase on a capital one secured card yesterday as well!!! now only if orchard bank would start making progress

Re: Capital One CLI -Surprise

andre181 — Sun, 28 Nov 2010 01:08:00 GMT

I just spoke to my mom, Cap1 increased her limit by $800 yesterday on her Classic Platinum Visa. I checked my 2 cards, no increase

Re: Capital One CLI -Surprise

Anonymous — Mon, 29 Nov 2010 00:10:24 GMT

I logged on today not thinking about getting a CLI i saw my credit limit and didnt really noticed it until i look at it closely and noticed capital one gave me a $1000 CLI this is my second CLI in the past 4 months im extremely pleased with capital one! they are great!!!