topic Re: US BANK APPROVED! in Credit Cards

US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 02:17:30 GMT

Bit the bullet and responded to a preselected mailer for Flexperks Select. I don't live near a branch but I was approved for 12K instantly online. Don't know who they pulled, but I pray that they don't change their minds!

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 02:22:57 GMT

Congratulations, nice credit limit

Re: US BANK APPROVED!

william23 — Mon, 29 Nov 2010 06:29:37 GMT

What are your current scores?! Congrats!

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 07:30:24 GMT

Congratulations! Hopefully it will treat you well!

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 12:55:24 GMT

@william23 wrote:
What are your current scores?! Congrats!

Thanks all and they pulled TU which sits at 749.

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 13:39:43 GMT

Hi. Can you elaborate more on your credit file. I have been getting those offers maybe once a week and wanted to apply also. My trans score is 710. Is transunion the only CB they pull?

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 13:47:52 GMT

Congrats!

pumbaablah - our USBank manager tells us they pull experian. USBank softs us regularly on EQ only.

We live in the west.

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 14:19:20 GMT

Oh thanks. My EQ score is lowest at 680. If so, I will wait until summer next year to apply. Then a majority of my INQ will fall off and I'll be good in the 700's

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 14:41:53 GMT

@Anonymous wrote:
Hi. Can you elaborate more on your credit file. I have been getting those offers maybe once a week and wanted to apply also. My trans score is 710. Is transunion the only CB they pull?

I live in suburban Philadelphia--no US Banks around. My TU score is 749, oldest account is 14.6 years, AAoA is 4, util is about 20-21%, highest line is 13K. Need more?

Re: US BANK APPROVED!

Imhotrodcrazy — Mon, 29 Nov 2010 19:05:07 GMT

@Anonymous wrote:
Bit the bullet and responded to a preselected mailer for Flexperks Select. I don't live near a branch but I was approved for 12K instantly online. Don't know who they pulled, but I pray that they don't change their minds!

Congrats on the US Bank card. I hope you will be as pleased with it as I have been with mine. I live So. Cal. They pulled EX for mine. If I were you, I would also ask if you can get the Platinum card too since they did a hard pull on you. I did, and got both cards on the same pull. Good luck to you.

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 19:10:22 GMT

LOL, perhaps when card is in hand I may test the waters.

Re: US BANK APPROVED!

dytch2220 — Mon, 29 Nov 2010 21:09:33 GMT

Congrats!

Re: US BANK APPROVED!

Anonymous — Mon, 29 Nov 2010 21:24:29 GMT

Congrats

Spend it wisely!

Re: US BANK APPROVED!

guydiver — Mon, 29 Nov 2010 21:59:38 GMT

Contrats on the nice CL. That 749 will get you places these days.

Re: US BANK APPROVED!

Anonymous — Tue, 30 Nov 2010 08:33:35 GMT

@Anonymous wrote:
Congrats!

pumbaablah - our USBank manager tells us they pull experian. USBank softs us regularly on EQ only.
We live in the west.

Depends on the area of the West. SF Bay Area, for U.S. Bank, is a big EQ area.

Re: US BANK APPROVED!

Anonymous — Mon, 06 Dec 2010 23:33:07 GMT

My new card arrived today--all is well

Re: US BANK APPROVED!

Anonymous — Mon, 06 Dec 2010 23:48:59 GMT

@Anonymous wrote:
My new card arrived today--all is well

Did you find out who they pulled?

Re: US BANK APPROVED!

Anonymous — Tue, 07 Dec 2010 00:07:15 GMT

When I applied in September they pulled Equifax. I"m in Oregon.

Re: US BANK APPROVED!

Anonymous — Tue, 07 Dec 2010 00:08:11 GMT

They pulled TU twice I think. Further investigation is required.

Re: US BANK APPROVED!

Anonymous — Tue, 07 Dec 2010 00:14:40 GMT

Thank you