topic Re: HSBC Products in Credit Cards

HSBC Products

Breakthecycle2 — Mon, 06 Dec 2010 21:39:51 GMT

How long do you have to wait in between apps for HSBC? I applied and got an Orchard card about two years ago and received a BB card last December.

Re: HSBC Products

Creditaddict — Mon, 06 Dec 2010 21:42:41 GMT

Store branded cards like Saks, Neiman Marcus, and Best Buy Store Card do not require time between apps.

But Household Bank MC and Orchard and Best Buy MC I believe need 30 days between apps. Possibly might even be 60 days.

Re: HSBC Products

Breakthecycle2 — Mon, 06 Dec 2010 21:47:10 GMT

Thanks. I am debating app'ing for BB Rewards Zone MC.

Re: HSBC Products

hedgeclipper2 — Mon, 06 Dec 2010 21:47:44 GMT

With your scores I wouldn't. You could get such a better limit elsewhere. Just my opinion

Re: HSBC Products

Breakthecycle2 — Mon, 06 Dec 2010 21:47:59 GMT

Also, I thought I heard it's about an 18 month period in between MC's?

Re: HSBC Products

Breakthecycle2 — Mon, 06 Dec 2010 21:48:27 GMT

@jthedges wrote:
With your scores I wouldn't. You could get such a better limit elsewhere. Just my opinion

You think? Any ideas?

Re: HSBC Products

hedgeclipper2 — Mon, 06 Dec 2010 21:49:19 GMT

@Breakthecycle2 wrote:
Also, I thought I heard it's about an 18 month period in between MC's?

Not true. I had an HSBC 2% opened in October '09, then got a BBRZ Mastercard in July of '10, and most recently the Best Buy Store Card this month.

Re: HSBC Products

hedgeclipper2 — Mon, 06 Dec 2010 21:50:35 GMT

@Breakthecycle2 wrote:

@jthedges wrote:
With your scores I wouldn't. You could get such a better limit elsewhere. Just my opinion
You think? Any ideas?

Have you ever burned Barclays in the past? They offer reasonable limits and cards to people with mid to high 600's. I have a 690 and just got the Travelocity Amex with a $4,500 limit. That would be an impossible limit for HSBC with those scores.

Re: HSBC Products

Breakthecycle2 — Mon, 06 Dec 2010 21:57:20 GMT

Never apped for Barclays. That's interesting. Do you know who they pull?

My scores are bit a lower for a few newer accounts the past 6 months.

Re: HSBC Products

Creditaddict — Mon, 06 Dec 2010 21:59:10 GMT

@jthedges wrote:

@Breakthecycle2 wrote:

@jthedges wrote:
With your scores I wouldn't. You could get such a better limit elsewhere. Just my opinion
You think? Any ideas?

Have you ever burned Barclays in the past? They offer reasonable limits and cards to people with mid to high 600's. I have a 690 and just got the Travelocity Amex with a $4,500 limit. That would be an impossible limit for HSBC with those scores.

I agree, Barclays, Macy's Amex, Capital one would be my choices before a 3rd HSBC product. or Sams Discover. it's not 100% that you would get the Macy's Amex or the Sams Discover but probably a decent chance.

Re: HSBC Products

hedgeclipper2 — Mon, 06 Dec 2010 21:59:11 GMT

Almost always TU.

Re: HSBC Products

mross1080 — Tue, 07 Dec 2010 01:14:57 GMT

@Breakthecycle2 wrote:
Thanks. I am debating app'ing for BB Rewards Zone MC.

NOOOOOOOOOOOOOOOOOOOOOO!!! I regret getting that card sooooo much! With your score I would go for a barclay they pull TU and if you dont get approved call the backdoor number it works for a lot of people.

Re: HSBC Products

Breakthecycle2 — Tue, 07 Dec 2010 01:18:12 GMT

@mross1080 wrote:
@Breakthecycle2 wrote:
Thanks. I am debating app'ing for BB Rewards Zone MC.
NOOOOOOOOOOOOOOOOOOOOOO!!! I regret getting that card sooooo much! With your score I would go for a barclay they pull TU and if you dont get approved call the backdoor number it works for a lot of people.

Does anyone know if they are strict on too many inquiries?

Re: HSBC Products

mross1080 — Tue, 07 Dec 2010 01:22:43 GMT

I apped and was approved on recon last month for a itunes visa and had a few inqs

Re: HSBC Products

Breakthecycle2 — Tue, 07 Dec 2010 17:32:40 GMT

What's the best Barclay product for my scores?

Re: HSBC Products

Creditaddict — Tue, 07 Dec 2010 17:46:08 GMT

@Breakthecycle2 wrote:
What's the best Barclay product for my scores?

Anyone you want!

Re: HSBC Products

Breakthecycle2 — Tue, 07 Dec 2010 21:51:57 GMT

Does anyone have the website?

Re: HSBC Products

hedgeclipper2 — Tue, 07 Dec 2010 21:56:52 GMT

@Breakthecycle2 wrote:
Does anyone have the website?

We can't post websites here. But I can tell you to google "About barclay card US"

Re: HSBC Products

Creditaddict — Tue, 07 Dec 2010 21:54:26 GMT

@Breakthecycle2 wrote:
Does anyone have the website?

you would have to decide which one you want and go to that website for that company:

Apple

USAir

Barnes and Noble

etc.etc.

Re: HSBC Products

hedgeclipper2 — Wed, 08 Dec 2010 17:59:03 GMT

Break...

Did you end up applying? I hope you got favorable results!