topic Re: Apping With Chase in Credit Cards

Apping With Chase

fused — Fri, 17 Dec 2010 21:49:29 GMT

A few questions for my friends in FICOland.

Is it true we can only app for new CCs with Chase online now? Two CSRs told me this is the case.

When looking over the app online at Chase, there doesn't seem to be any way to app for a joint account. Is Chase still accepting joint apps?

On three different occasions, I was told by Chase that they can no longer covert cards. We must apply for any new card we want. Tell me this isn't so.

I was told if the initial CL on the new card is too small, we (or I) could take a portion of our CL from our older Chase card and add it to the new card to increase its CL. Does anyone know if Chase will really do this?

I would appreciate any feedback. Thank you!!!

Re: Apping With Chase

Anonymous — Fri, 17 Dec 2010 22:47:07 GMT

@fused wrote:

On three different occasions, I was told by Chase that they can no longer covert cards. We must apply for any new card we want. Tell me this isn't so.

I know this isn't true as I called in for a product change from my Freedom to Sapphire and was approved. No pull and no new app.

Re: Apping With Chase

fused — Fri, 17 Dec 2010 23:39:55 GMT

@Anonymous wrote:
@fused wrote:

On three different occasions, I was told by Chase that they can no longer covert cards. We must apply for any new card we want. Tell me this isn't so.

I know this isn't true as I called in for a product change from my Freedom to Sapphire and was approved. No pull and no new app.

Cool! How long ago did you do that?

Re: Apping With Chase

Anonymous — Sat, 18 Dec 2010 00:40:55 GMT

About two weeks ago.

Re: Apping With Chase

Anonymous — Sat, 18 Dec 2010 15:49:37 GMT

"Is it true we can only app for new CCs with Chase online now? Two CSRs told me this is the case."

Nope, for those in the military environment you can walk into the PX and apply for the Military Star Chase Rewards at customer service. You can only add authorized users to that card.

I never tried to convert any of my Chase cards so I can't comment on that.

Re: Apping With Chase

fused — Sat, 18 Dec 2010 18:12:43 GMT

Thank you folks!!!!!

Re: Apping With Chase

Kiwill — Sat, 18 Dec 2010 18:24:44 GMT

I was told by a chase representative several months ago, that the only way to do a PC without an invitation to do so is to apply for a new card.

Re: Apping With Chase

fused — Sun, 19 Dec 2010 01:39:23 GMT

Hmmm....it looks like I'll have to call Chase again and speak with a decision-maker and not some CSR punching bag. I'll post my results.

Re: Apping With Chase

Anonymous — Sun, 19 Dec 2010 03:18:27 GMT

They are like every other bank, they will always convert if it is in their best interest. A number of people report that their regular cards are getting converted to signature cards even though they don't want the change. However, if those same individuals had requested the change they might have been told it wasn't possible. I have a Freedom Plus card and called last week to see which cards I could change to in case they write to tell me my card is being discontinued. I was given several options. So I know they are still doing conversions when they feel like it.