topic Re: Discover More Invitation. in Credit Cards

Discover More Invitation.

Anonymous — Fri, 31 Dec 2010 17:48:00 GMT

Today I received an invitation to apply for discover more. 0% apr for nine months, I am so excited but also nervous because my balances are high on a couple of cards. I had a couple of baddies fall off this month. I have two more that's falling off in Jan. This is my first invitation to apply for a prime card ever!!!! I have until Jan 31, to make a decision.

Re: Discover More Invitation.

hedgeclipper2 — Fri, 31 Dec 2010 18:00:12 GMT

Be careful, they denied me for carrying a $2,000 balance, which was 6% util, I reapplied for the $100 offer this month at 2% util and was approved.

What is your util?

Re: Discover More Invitation.

Anonymous — Fri, 31 Dec 2010 18:19:28 GMT

Util is about 30% I will wait until my last two baddies fall off and I get my util down. I am still happy about the invite though.

Re: Discover More Invitation.

MarineVietVet — Fri, 31 Dec 2010 20:54:26 GMT

@Anonymous wrote:
Util is about 30% I will wait until my last two baddies fall off and I get my util down. I am still happy about the invite though.

I recommend you get that utilization down before you apply. Don't get impatient and apply too soon and be denied. If you got one invitation IME you'll get another.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".