topic Re: New AMEX apps - APPROVED! in Credit Cards

New AMEX apps - APPROVED!

CHARGE — Thu, 06 Jan 2011 21:57:53 GMT

Got an email this morning with the "We are pleased to approve your application for the TrueEarnings Card from Costco, blah blah" Your card will arrive in the mail in 7 to 10 days. I called to see if they could rush delivery since I will be traveling much of this week and they stated it is the only of their cards they cannot rush because of the picture on the back. I'll live since I have more cards to use but just will be nice to get. So exciting. Haven't apped in quite a while and the approved "high" is certainly nice. I'd kind of forgotten how nice that was... Now I'm off to edit my FICO signature ...

Happy New Year everyone!

Just wondering how many of you were waiting until January to pull the trigger on an AMEX app in order to get that extra backdating?

I apped yesterday (1/1/11) shortly after midnight for the Costco True Earnings card. It was online and I got the "If your application is approved you'll receive the card in 14 days" message. I remember reading on here that they have to verify your Costco membership before approval if online so I am (im)patiently waiting. No hard pulls yet on any CB so maybe the AMEX new card membership department was closed for the holidays??

I'm very interested to see what my score will do once this new TL appears on my CBs. It will move my oldest account age to exactly 20 years so I'm interested to see whether I'll see a new score bucket and if so, will it rise or fall.

HTSU, I know you were talking about this same card a bit ago. Did you pull the trigger yet? Anyone else apped yet for the new year?

I know it's sad when the most exciting thing I did to celebrate the new year was app for a new credit card.

Thanks

Re: New AMEX apps

haulingthescoreup — Mon, 03 Jan 2011 01:13:13 GMT

lol, I'm still dithering about actually joining Costco, period.

Hope it goes well!

Re: New AMEX apps

CHARGE — Mon, 03 Jan 2011 01:42:17 GMT

Oh come on Hauling!!! You're the one that got me thinking about the card in the first place! I just joined Costco last week and then I waited (Thanks to your ever knowledgeable suggestion) until January to apply with AMEX. Peer pressure ... Peer pressure ... Peer pressure ... You must apply! I've been lurking on this forum long enough. My new year's resolution is to start posting here ... lots.

Re: New AMEX apps

haulingthescoreup — Mon, 03 Jan 2011 01:54:47 GMT

Aaargh, now I'll have to drag myself off to Costco, I guess. I've never been in one, so it could be an educational experience...

Why couldn't my town have had one when I had three kids eating 24/7 ???

Re: New AMEX apps

Anonymous — Mon, 03 Jan 2011 02:10:37 GMT

HTSC Do u like steak? If u do Costco has prime steak and that's one of the reasons I love it. Their cakes are fantastic and inexpensive if u r throwing a party, we just did our sons's and it was huge for only $16.99 compared to others. You buy in bulks but you save time and money. If that doesn't draw ya, think of the juicy mega hotdogs and delicious pizza on the way out lol

Re: New AMEX apps

Anonymous — Mon, 03 Jan 2011 07:23:09 GMT

@haulingthescoreup wrote:
Aaargh, now I'll have to drag myself off to Costco, I guess. I've never been in one, so it could be an educational experience...

Why couldn't my town have had one when I had three kids eating 24/7 ???

Do it!!! Do it!!! Do it!!!

I just bought the Keurig coffee maker there today, and I love it!!! I think you'll be surprised to find out how many interesting things you can buy there. I'm a single girl with a roommate and very little space and I find myself shopping there quite a bit anyway.

Re: New AMEX apps

CHARGE — Mon, 03 Jan 2011 14:34:10 GMT

So I was no longer patient as my application was not showing up online. I called AMEX and they stated that they send the information to Costco who can take up to a week to verify membership. Ugh. I knew I should have done it in person at Costco... Everyone who is debating this I would recommend doing it in store. HTSU ... you can do it when you are there today getting your new membership.

Re: New AMEX apps

Creditaddict — Mon, 03 Jan 2011 16:50:39 GMT

I want the Costco Business card SO BAD.. 4% gas, 3% restaurant (that covers about all my spending in a month! I just wish Costco would let people PC into it, or maybe it is Amex that won't let you, but they seem to say it has something to do with the contract with the company...

Chase says this about some of it's partner cards and PC out of them (I have speedway and they say you can't PC to anything from that)

Re: New AMEX apps

shiftomnimega — Mon, 03 Jan 2011 23:45:35 GMT

I already have Clear and Blue Cash. I was checking their offers on the website and apparently I'm preapproved for Zync, Green, and Platinum.

I'm not Balling enough for a Platinum, nor do I travel enough to make it worthwhile. I'm still tempted to offset the app spree I went on this year. My AAoA is less than 3 years old now. Heh. Just hold the charge card long enough until my new cards grow up. That's probably too much micromanagement, but it's an idea.

Re: New AMEX apps - APPROVED!

CHARGE — Thu, 06 Jan 2011 22:01:02 GMT

Re: New AMEX apps - APPROVED!

joestay — Thu, 06 Jan 2011 22:07:25 GMT

Congratz. What's you credit limit?

Re: New AMEX apps - APPROVED!

CHARGE — Thu, 06 Jan 2011 22:12:20 GMT

Thanks!

Not sure yet about the CL ... I'm at 20k on Blue Cash so I'm assuming they'll match ...hopefully? I'll update when I get the limit.

Re: New AMEX apps - APPROVED!

joestay — Fri, 07 Jan 2011 00:40:24 GMT

You could just call the automated system or go online. It'll show the limit.

Re: New AMEX apps - APPROVED!

haulingthescoreup — Fri, 07 Jan 2011 00:44:41 GMT

Congrats on the approval!

--And you badgered me into it. I went to the store and joined + apped at the same time. Instant approval for $7K.

Then I wandered (staggered) around the store, trying to make sense of it all --I had never been in a Costco before --and went home and took a nap to recover.

I'll see you in the produce room! I'll be the one staring at the 2 1/2 pound bag of spinach, wondering if I can eat that much by the "use by" date four days hence.

* tries to imagine what $7000 worth of bagged spinach looks like *

Re: New AMEX apps - APPROVED!

joestay — Fri, 07 Jan 2011 00:50:40 GMT

Hey,

Congratz to you too haulingthescoreup. 7k is a nice limit. When I applied, they gave me a 2k limit, which made me really excited because my cap1 limit was less than 1k. After six moth, I asked for a 5k limit so now that's my highest limit.

My favorite at Costco is the potsticker, seafood spread, green tea, and the vitamins.

Re: New AMEX apps - APPROVED!

CHARGE — Fri, 07 Jan 2011 01:30:39 GMT

Hmmmm .... Guess my theory was incorrect about them matching my existing credit line. My Blue Cash is at 20k but they gave me $6,600 for the Costco card. Kind of an odd number for AMEX ... they usually do even numbers ... but anyway, it is what it is. I might ask them about a CLI when I get the card and activate it. I am definitely a PIF guy so I'll just start doing that before the statement drops.

HTSU, I'm so proud of you! You'd be surprised at how much fun buying in bulk can be. If you will steam that $7,000 worth of spinach it will reduce down to about 3 servings. No seriously though, I will NEVER, ever have to buy another toothbrush for the rest of my life. Neither will any of my family members.

Congrats on the new card. Anyone else going to pull the trigger?

Re: New AMEX apps - APPROVED!

haulingthescoreup — Fri, 07 Jan 2011 17:47:21 GMT

@CHARGE wrote:
Hmmmm .... Guess my theory was incorrect about them matching my existing credit line. My Blue Cash is at 20k but they gave me $6,600 for the Costco card. Kind of an odd number for AMEX ... they usually do even numbers ... but anyway, it is what it is. I might ask them about a CLI when I get the card and activate it. I am definitely a PIF guy so I'll just start doing that before the statement drops.

HTSU, I'm so proud of you! You'd be surprised at how much fun buying in bulk can be. If you will steam that $7,000 worth of spinach it will reduce down to about 3 servings. No seriously though, I will NEVER, ever have to buy another toothbrush for the rest of my life. Neither will any of my family members.

Congrats on the new card. Anyone else going to pull the trigger?

lol, very true! As it is, I made a spinach salad yesterday for lunch that was so big that I ate it from a steel mixing bowl, and I can't even tell that the level in the spinach container dropped.

If you ask about a CLI, let us know how it goes! I'm going to close my Blue once all the points have finally staggered in, and I've managed to find a use for them, and then I'd like to get AmEx to reallocate the Blue CL ($5K) over to the Costco. If I recall correctly, they'll do that for other cards, but the Costco card is sometimes different, due to the co-branding aspect, I guess.

Re: New AMEX apps - APPROVED!

haulingthescoreup — Wed, 12 Jan 2011 23:20:59 GMT

The card came in the mail, and interestingly, it has 2008 (instead of 2011) on it.

I didn't ask the Costco rep about backdating, and I never contacted AmEx.

I wouldn't have asked for another card with the older date, because that seems wasteful to me, and it's the date in the credit report that matters, but I was impressed that they caught the "member since" year.

Re: New AMEX apps - APPROVED!

Red1Blue — Wed, 12 Jan 2011 23:26:24 GMT

Congrats ...

Re: New AMEX apps - APPROVED!

Anonymous — Wed, 12 Jan 2011 23:49:05 GMT

Congrats enjoy your new cards. No Costco in my area but have been hearing great things about them and the amex card they offer.

topic Re: **New AMEX apps - APPROVED!** in Credit Cards

**New AMEX apps - APPROVED!**

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: New AMEX apps

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

Re: **New AMEX apps - APPROVED!**

topic Re: New AMEX apps - APPROVED! in Credit Cards

New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!

Re: New AMEX apps - APPROVED!