topic Re: wfnnb cards cli question in Credit Cards

wfnnb cards cli question

Red1Blue — Wed, 19 Jan 2011 00:40:48 GMT

Will it cause a hard inq if we are asking for the cli on wfnnb backed cards?

Re: wfnnb cards cli question

Anonymous — Wed, 19 Jan 2011 02:41:17 GMT

It's never a hard inquiry. I got two CLI this past year from Victoria secret and it wasn't a hard pull.

Re: wfnnb cards cli question

Red1Blue — Wed, 19 Jan 2011 02:51:34 GMT

@Anonymous wrote:
It's never a hard inquiry. I got two CLI this past year from Victoria secret and it wasn't a hard pull.

Is it a auto cli by them or did you request cli?

Re: wfnnb cards cli question

Anonymous — Wed, 19 Jan 2011 03:01:41 GMT

Request it

Re: wfnnb cards cli question

laz98 — Wed, 19 Jan 2011 03:35:01 GMT

@Anonymous wrote:
It's never a hard inquiry. I got two CLI this past year from Victoria secret and it wasn't a hard pull.

never say never. i think it depends on the card. we have never gotten a hard pull for CLIs on our VS card either, but the lane bryant card always triggers a hard pull, without fail.

Re: wfnnb cards cli question

Red1Blue — Wed, 19 Jan 2011 04:13:07 GMT

@laz98 wrote:

@Anonymous wrote:
It's never a hard inquiry. I got two CLI this past year from Victoria secret and it wasn't a hard pull.
never say never. i think it depends on the card. we have never gotten a hard pull for CLIs on our VS card either, but the lane bryant card always triggers a hard pull, without fail.

Oh well. I asked for CLI on the Ann Taylor MasterCard. Let us see what comes out as out come.

Re: wfnnb cards cli question

Anonymous — Thu, 20 Jan 2011 16:09:32 GMT

I requested a Eddie Bauer CLI in December, Declined with no credit inquiry at all. Wanted more than 6 months of activity.

Re: wfnnb cards cli question

haulingthescoreup — Thu, 20 Jan 2011 19:50:36 GMT

I've never had a hard inq when requesting a CLI on J.Crew.

So far.

Re: wfnnb cards cli question

Red1Blue — Thu, 20 Jan 2011 20:07:25 GMT

I requested online. If they decline would I get an email from them or a letter by snail mail?

Re: wfnnb cards cli question

haulingthescoreup — Thu, 20 Jan 2011 21:22:58 GMT

Don't know about the decline, but I always get a pop-up message that I'll be informed by mail in a week or so, but when I log back on later in the day, or the next morning, there's the new CL.

Re: wfnnb cards cli question

Creditaddict — Fri, 21 Jan 2011 16:36:59 GMT

snail mail and it will most likely say, not enough history at current cl

Re: wfnnb cards cli question

rom828 — Fri, 21 Jan 2011 17:57:17 GMT

WFNNB CLI requests for me have always been soft, and like other poster advised, I always get the "we will let you know" message and the CLI shows up by the next day.

After learning about requesting CLIs on this forum, I request CLI on all my WFNNB cards every 6 months. I have Chadwicks, Brylane, Metrostyle and all started at $250 5-6 years ago. Current limits are now $2850, $2150 and $2780!

Re: wfnnb cards cli question

Anonymous — Wed, 15 May 2013 17:46:44 GMT

rom828, have any of these resulted in a hard pull?

Re: wfnnb cards cli question

rom828 — Thu, 16 May 2013 17:25:47 GMT

Always a soft pull....even after bank backing the cards changed to Commenity.

Limits are now at $3K+. CLI requests after limits reach in excess of $3000 were denied advising "adequate credit line ".