topic Re: Home depot / soft pulls in Credit Cards

Home depot / soft pulls

herkemeyer — Thu, 27 Jan 2011 22:32:44 GMT

Does anyone else have a Home Depot card where Citi pulls a soft every other day?

Re: Home depot / soft pulls

kittygal — Thu, 27 Jan 2011 23:09:00 GMT

Hi --

I've had a Citi Home Depot account for many years. Never carried a balance except when paying a 0% interest account to be paid over 12 months. Have not had any soft inquiries at all during this time. Are any of your other cards carrying balances that might make Citi a bit queasy? If not, softs have no bearing on the configuration of your credit score and are not available to anyone looking at your credit report for whatever reason. They remain visible to you only. I would not be concerned unless you are carrying balances on other accounts that may make you vulnerable to a CLD from Citi.

Re: Home depot / soft pulls

Anonymous — Thu, 27 Jan 2011 23:28:37 GMT

i have a sers gold mastercard and citi softs my equifax every other day for the last year

Re: Home depot / soft pulls

ArisGreek — Fri, 28 Jan 2011 03:57:02 GMT

Citi for my Thank You card and Home Depot card softs me once a month since I can remember...