topic Zync to Green in Credit Cards

Zync to Green

Anonymous — Sat, 29 Jan 2011 15:16:31 GMT

Just wondering if anyone has had a product change from zync to either green or gold.

I've heard many different stories and I was wondering if anyone has had any success in a product change.

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 15:30:28 GMT

Aren't we mixing apples and oranges here (charge cards and credit cards?)

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 16:41:02 GMT

@Anonymous wrote:
Aren't we mixing apples and oranges here (charge cards and credit cards?)

Green and Gold are charge cards...

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 17:18:52 GMT

@Anonymous wrote:

@Anonymous wrote:
Aren't we mixing apples and oranges here (charge cards and credit cards?)
Green and Gold are charge cards...

I thought gold has a credit line attached

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 17:29:23 GMT

@Anonymous wrote:
I thought gold has a credit line attached

It does? I wasn't aware of that. American Express' website shows under charge cards Zync, Green, the Golds, and Platinum. I think all but the Zync may offer the option to make a purchase and pay over time, but as separate credit line as a revolver, I'm not sure.

Re: Zync to Green

JaseT — Sat, 29 Jan 2011 17:38:10 GMT

The standard AMEX Gold and AMEX Premier Rewards Gold are charge cards. The AMEX Gold Delta SkyMiles is a credit card.

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 18:34:28 GMT

I just got my Zync card in the mail today and tried to product change to a Platinum - saw an awesome deal on the website for 50k points after $1000 in purchases during the first 3 months. The CSR said that I cannot product change until I have 13 months on the card, then and only then can I upgrade to a different card. The only other option I had was to apply for the Platinum and get an additional inquiry on my credit report. The CSR stated that they could product change about a year ago but that change after the new cc laws were passed by the govt.

Re: Zync to Green

JaseT — Sat, 29 Jan 2011 18:50:46 GMT

I want the Platinum, but not the $450 AF that comes with it!

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 19:28:21 GMT

Thank you for the responses, that's what I was told also.

Re: Zync to Green

Anonymous — Sat, 29 Jan 2011 21:27:02 GMT

Zync, Green, Gold, PRG, and Platinum are all charge cards...and IMO it depends on you personal needs which one you choose based on the numbers.

I have a Zync, and while there is more "prestige" attached to other AMEX selections...they doesn't make sense to me.

Green is IMO useless. It costs $95 out the gate and you just get the basic 1 RP per $ spent.

Gold gets you the Gold Card Events...and little else is different from Green except the price $125

PRG gets you some better RP incentives 3x on air and 2x on gas and groceries, but also costs an arm and a leg at $175

Platinum...just crazy at $450 nuff said

None are really that great for you unless you fly often in my view. And I doubt you see any real difference in MR and MR Express if you don't fly often either!

Zync for me offered the best deal. I have the Style (cause I am fancy) and Tech packs... which gives me 2x points where there would not have been with the other cards. And even if I add the Travel pack ( 2x airfare) I still get more use out of the card for $80 AF than I would have with any of the other products.