topic Equal Distribution of Usage in Credit Cards

Equal Distribution of Usage

MAstudent07 — Thu, 03 Feb 2011 04:25:53 GMT

Hi fellow posters, I have a question for you. Is is acceptable in the eyes of CCCs that my general spending fund be divided equally among my five credit cards? Does it look bad on my behalf to do this?

The five CCCs

1. American Express

2. Bank of America

3. Citi

4. Dillard's

5. Discover

Thanks in advance for your insight.

Re: Equal Distribution of Usage

clocktick — Thu, 03 Feb 2011 04:30:30 GMT

As long as less than half report, so 2/5 at the most should be reporting. You can use all 5 but pay 3 off before the statement cuts to maximize scores.

Re: Equal Distribution of Usage

MAstudent07 — Thu, 03 Feb 2011 04:38:10 GMT

I see, thank you.

Re: Equal Distribution of Usage

Anonymous — Thu, 03 Feb 2011 17:11:11 GMT

@MAstudent07 wrote:
Hi fellow posters, I have a question for you. Is is acceptable in the eyes of CCCs that my general spending fund be divided equally among my five credit cards? Does it look bad on my behalf to do this?

The five CCCs
1. American Express
2. Bank of America
3. Citi
4. Dillard's
5. Discover

Thanks in advance for your insight.

It does not look bad to do it that way., but each CCC would prefer you to spend most of your money with them.