topic Re: Amex Backdating Question in Credit Cards

Amex Backdating Question

BluMoon — Sun, 06 Feb 2011 21:41:03 GMT

Just for clarification - I only have one Amex card. If I got a second or a third or a fourth (which I don't intend to do), would they all have the same originating date on them, even if several years apart?

Re: Amex Backdating Question

Anonymous — Sun, 06 Feb 2011 21:41:54 GMT

@BluMoon wrote:
Just for clarification - I only have one Amex card. If I got a second or a third or a fourth (which I don't intend to do), would they all have the same originating date on them, even if several years apart?

They will all have the same member since date.

Re: Amex Backdating Question

Anonymous — Mon, 07 Feb 2011 00:02:21 GMT

On your credit report it will show an open date of the month that you applied for the card and the year you became a member, so its definitely possible to have new accounts that are technically older than you first if it was opened in a later month.

Re: Amex Backdating Question

JagerBombs89 — Mon, 07 Feb 2011 13:37:09 GMT

@Anonymous wrote:
On your credit report it will show an open date of the month that you applied for the card and the year you became a member, so its definitely possible to have new accounts that are technically older than you first if it was opened in a later month.

For example:

I opened my first Amex in 08/2010. Got another Amex in 01/2011... but it reports the Open Date as of "01/2010"