https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844528#M249793 <P>I filled out the form online and they ended up Hard Pulling TU but I did get an increase from 10 to 17,500 so I was willing to take the inquiry but I'm not sure that you can get one without a hard pull anymore, definitely not online.</P> Tue, 15 Feb 2011 19:31:18 GMT Anonymous 2011-02-15T19:31:18Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844518#M249791 I currently have two US Bank credit card with low limits compared to the rest of my cards. I don't want a hard pull because I am "gardening" my credit. Should I call through the customer service phone number or fill out the form on the USB site for CLI? What is the best way to do this w/o a hard pull? Thanks you! Tue, 15 Feb 2011 19:26:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844518#M249791 Anonymous 2011-02-15T19:26:34Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844528#M249793 <P>I filled out the form online and they ended up Hard Pulling TU but I did get an increase from 10 to 17,500 so I was willing to take the inquiry but I'm not sure that you can get one without a hard pull anymore, definitely not online.</P> Tue, 15 Feb 2011 19:31:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844528#M249793 Anonymous 2011-02-15T19:31:18Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844608#M249806 <P>What did they ask when you filled out the form? Is it HHI stuff?</P> Tue, 15 Feb 2011 20:48:38 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844608#M249806 Anonymous 2011-02-15T20:48:38Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844614#M249808 <P>They asked for Income and I think employment info.</P> Tue, 15 Feb 2011 20:52:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844614#M249808 Anonymous 2011-02-15T20:52:31Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844616#M249809 <P>How long did you have the card? I just got mine in December.</P> Tue, 15 Feb 2011 20:54:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844616#M249809 Anonymous 2011-02-15T20:54:14Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844618#M249810 <P>I've had the account since 07. Started at 3K and now at 17.5 they've always been good to me but I don't use it much b/c I like rewards on my other cards better.</P> Tue, 15 Feb 2011 20:56:03 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844618#M249810 Anonymous 2011-02-15T20:56:03Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844622#M249811 <P>I see. Did they regularly increase or did you have to ask? Sorry to jack OP.</P> Tue, 15 Feb 2011 20:57:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844622#M249811 Anonymous 2011-02-15T20:57:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844624#M249812 <P>The others were automatic up to 10k over the years and it had been sitting there for bout a year and I figured I'd take a shot and see what happened so I requested the max you could online and they approved it. TU was around 755 at the time.</P> Tue, 15 Feb 2011 21:00:13 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844624#M249812 Anonymous 2011-02-15T21:00:13Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844626#M249813 <P>&nbsp;I guess that isn't too bad. Maybe I should wait and not disturb things.</P> Tue, 15 Feb 2011 21:01:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844626#M249813 Anonymous 2011-02-15T21:01:35Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844650#M249817 <P>Ask for CLI every 6 months. I have 3 cards with pretty awesome CL after few CLI. No hard pull at all.</P> Tue, 15 Feb 2011 21:20:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-way-to-get-a-US-Bank-CLI/m-p/844650#M249817 tengtengvn 2011-02-15T21:20:57Z