topic How do you all use multiple CCs? in Credit Cards

How do you all use multiple CCs?

MidnightVoice — Mon, 26 Nov 2007 18:52:02 GMT

I have 3:

Chase Airmiles, has a charitable Deduction, MyFICO monthly charges and Chase IP monthly charges. Other than that it is an emergency card for DW and daughter.

Casey's Juniper, general use card and gas rebates.

Local CU. Very high CL and low APR. Use it if I might need to carry a balance for a month.

I can't see getting any more rewards cards, and I have a work CC so I can't rack up points from business expenses. I also have a HELOC and savings so I wouldn't be carrying a balance for more than a month.

How do you use all yours?

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:04:59 GMT

I love these brain teaser questions. lol

I have 11 cards total. 7 bank cards, and 5 store cards.

Store cards: self explanatory
Bank cards: 3 with limits of $500 or less
1 low limit dedicated for only going to restaurants
1 low limit card dedicated to groceries
1 " " " in the lingerie drawer

The other cards...well I use them all, in rotation sorta. Depends on how much I have on a card. When it gets over 10% utils, I stop using it, and go to the next, etc.

Re: How do you all use multiple CCs?

haulingthescoreup — Mon, 26 Nov 2007 22:15:45 GMT

I have 2 for-real bank cards with grown-up CL's in my name, an AU card that's pretty but I don't use it, a Sears MC with a whopping $775 CL, and a store card from Heck (WFN/ J. Crew.)

I use the Sears MC a bunch in a grim attempt to get them to give me a CLI and GW my late. I use the store card in an attempt to force WFN/ J.Crew to actually report a balance, finally (no luck yet.) I use my real cards, which are points rewards cards from USAA, on big ticket home -improvement items, and then quick like a bunny, move them over to the HELOC so that they don't report.

I've begun to think that I have CC's and use them to provide excitement in my life.

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:17:47 GMT

I use my elestronics store cards for specials

I use my other store cards (which I should probably close) for specials

I have no idea what I need with the others

Re: How do you all use multiple CCs?

MidnightVoice — Mon, 26 Nov 2007 22:19:27 GMT

Brammy wrote:

I have no idea what I need with the others

Brammy wrote:
not what you can do for your cards, but what your cards can do for you

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:22:39 GMT

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

Re: How do you all use multiple CCs?

haulingthescoreup — Mon, 26 Nov 2007 22:25:14 GMT

@Anonymous wrote:

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

Good God Almighty, the Last Normal Person on these forums!

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:28:32 GMT

@haulingthescoreup wrote:
@Anonymous wrote:

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

Good God Almighty, the Last Normal Person on these forums!

LOL and i'm trying my best not to end up with 35!

do you think excessive apping is contagious? Is there a vaccine?

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:28:48 GMT

LOL!

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:30:59 GMT

MidnightVoice wrote:

Brammy wrote:

I have no idea what I need with the others

Brammy wrote:

not what you can do for your cards, but what your cards can do for you

LOL!! It was a joke, I balance all 50 of my cards like a fine performer....j/k

Re: How do you all use multiple CCs?

haulingthescoreup — Mon, 26 Nov 2007 22:31:21 GMT

@Anonymous wrote:
@haulingthescoreup wrote:
dizzier wrote: i have 3. 1 i use here and there and PIF after the statement is generated 1 i used to BT and that is all that is on there 1 is a dormant store card
Good God Almighty, the Last Normal Person on these forums!
LOL and i'm trying my best not to end up with 35! do you think excessive apping is contagious? Is there a vaccine?

I get really twitchy after I read enough posts, but I have a Plan, and it's saved to my desktop, and I open it up and chant through it whenever necessary!

Re: How do you all use multiple CCs?

MidnightVoice — Mon, 26 Nov 2007 22:32:11 GMT

dizzier wrote:

LOL and i'm trying my best not to end up with 35!

do you think excessive apping is contagious? Is there a vaccine?

Have you heard of the Sleigh Center?

Re: How do you all use multiple CCs?

oneloveforall_2000 — Mon, 26 Nov 2007 22:32:38 GMT

I don't know I have them just cause they approve me. only use amex for everything

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:40:19 GMT

@MidnightVoice wrote:

@Anonymous wrote:

LOL and i'm trying my best not to end up with 35!

do you think excessive apping is contagious? Is there a vaccine?

Have you heard of the Sleigh Center?

I've never been there but i hear that everything is white, the rooms are padded, and all the patients (read: prisoners) have to wear white straight jackets and listen to Bjork all day.

Apparently there is a one eyed, one horned, flying purple nurses' assistant that uses a bebe gun to dispense the meds. terrible business.

Re: How do you all use multiple CCs?

haulingthescoreup — Mon, 26 Nov 2007 22:42:06 GMT

dizzier wrote: ... and listen to Bjork all day.

Ouch! Wearing the swan outfit thingy?

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:44:09 GMT

@haulingthescoreup wrote:
dizzier wrote: ... and listen to Bjork all day.
Ouch! Wearing the swan outfit thingy?

roamer has it that she was wearing it, but one of the inmates got a hold of a Nintendo Duck Hunt Pistol and that was the end of that.

Re: How do you all use multiple CCs?

MidnightVoice — Mon, 26 Nov 2007 22:44:11 GMT

dizzier wrote:

Apparently there is a one eyed, one horned, flying purple nurses' assistant that uses a bebe gun to dispense the meds. terrible business.

Hmmmm - could be some of the posters here.....

Re: How do you all use multiple CCs?

haulingthescoreup — Mon, 26 Nov 2007 22:53:16 GMT

@Anonymous wrote:
@haulingthescoreup wrote:
dizzier wrote: ... and listen to Bjork all day.
Ouch! Wearing the swan outfit thingy?
roamer has it that she was wearing it, but one of the inmates got a hold of a Nintendo Duck Hunt Pistol and that was the end of that.

Quaaaack!!!

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:55:33 GMT

@haulingthescoreup wrote:
@Anonymous wrote:
@haulingthescoreup wrote:
dizzier wrote: ... and listen to Bjork all day.
Ouch! Wearing the swan outfit thingy?
roamer has it that she was wearing it, but one of the inmates got a hold of a Nintendo Duck Hunt Pistol and that was the end of that.
Quaaaack!!!

did you call?

Re: How do you all use multiple CCs?

Anonymous — Mon, 26 Nov 2007 22:57:15 GMT

@dnm45227 wrote:

@haulingthescoreup wrote:
@Anonymous wrote:
@haulingthescoreup wrote:
dizzier wrote: ... and listen to Bjork all day.
Ouch! Wearing the swan outfit thingy?
roamer has it that she was wearing it, but one of the inmates got a hold of a Nintendo Duck Hunt Pistol and that was the end of that.
Quaaaack!!!
did you call?

*walks in with Duck Hunt Pistol... aims...*