topic SFB Pulls Hard for APRD (1% decrease) in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/SFB-Pulls-Hard-for-APRD-1-decrease/m-p/860914#M253414 <P>was not happy to find State Farm pulled an HP for an APRD request (outcome: &nbsp;13.xx to 12.xx...)&nbsp;&nbsp;<img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>sent them a secured message and they replied agreeing to recode as soft since they had already HP w/i thirty days for a CLI...</P><P>&nbsp;</P><P>hmmm, even if they didn't have a recent HP would have wanted the HP for &nbsp;APRD removed <img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" />&nbsp;&nbsp;</P><P>&nbsp;</P><P>Up until this instance, haven't had too much difficulty with them, but am more familiar with CU pulling for APRD not so much a bank.</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 07 Mar 2011 13:15:15 GMT score_building 2011-03-07T13:15:15Z SFB Pulls Hard for APRD (1% decrease) https://ficoforums.myfico.com/t5/Credit-Cards/SFB-Pulls-Hard-for-APRD-1-decrease/m-p/860914#M253414 <P>was not happy to find State Farm pulled an HP for an APRD request (outcome: &nbsp;13.xx to 12.xx...)&nbsp;&nbsp;<img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>sent them a secured message and they replied agreeing to recode as soft since they had already HP w/i thirty days for a CLI...</P><P>&nbsp;</P><P>hmmm, even if they didn't have a recent HP would have wanted the HP for &nbsp;APRD removed <img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" />&nbsp;&nbsp;</P><P>&nbsp;</P><P>Up until this instance, haven't had too much difficulty with them, but am more familiar with CU pulling for APRD not so much a bank.</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 07 Mar 2011 13:15:15 GMT https://ficoforums.myfico.com/t5/Credit-Cards/SFB-Pulls-Hard-for-APRD-1-decrease/m-p/860914#M253414 score_building 2011-03-07T13:15:15Z