topic Re: How conservative is Citi? in Credit Cards

How conservative is Citi?

laz98 — Thu, 10 Mar 2011 23:47:58 GMT

I requested a CLI on my gf's card the other day. Went from 1k to 5k. I didn't really know how much to ask for, & I didn't know if they would counter with something lower than what I asked for, so I didn't want to get carried away. Does that sound like a reasonable amount to have asked for? Just curious what I could have gotten away with

Re: How conservative is Citi?

Anonymous — Fri, 11 Mar 2011 03:20:05 GMT

Sounds reasonable to me! $4k is a large CLI, especially for Citi.

Re: How conservative is Citi?

laz98 — Fri, 11 Mar 2011 03:37:35 GMT

great! i'm glad to hear that. i'm never sure, because some people seem to ask for (& get) such huge CLIs sometimes.

Re: How conservative is Citi?

score_building — Fri, 11 Mar 2011 11:51:35 GMT

def on the hefty side for citi, gf must have a strong history with Citi

all the better if no pull, congrats!

Re: How conservative is Citi?

laz98 — Fri, 11 Mar 2011 23:37:42 GMT

wow, i didn't think it was that big of a CLI! i'm really glad she got it then! they did pull experian, just FYI but she has hardly any inquiries at all.