https://ficoforums.myfico.com/t5/Credit-Cards/DW-approved-for-Discover-with-generous-CL/m-p/864526#M254054 <P>November of last year her scores were all in the low 600s...I cleaned her up best I could...still report three small unpaid medical collections (all under 100) from 2005. She was pre-approved for Discover, and since her TU score was best (695 FICO), decided to app...</P><P>&nbsp;</P><P>Got an alert they hit EQ Monday - her worst (663 FICO). Got a call this morning to verify information, our new mortgage just started reporting so CSR asked for my income as well...she was approved for $5k! I am very suprised!</P><P>&nbsp;</P><P>Util is 10%, she is an AU on my highest card WF (6.5k CL), her highest personal card was Cap One (2k CL).&nbsp;</P><P>&nbsp;</P><P>She has low INQ (one store card from early last year and then our mortgage INQ from Nov and Dec), and 10% util. So my guess is those must be very important to Discover.&nbsp;</P><P>&nbsp;</P><P>5k with a 663 EQ hard inq! I'm really happy for her.</P><P>&nbsp;</P><P>NFCU and AmEx is next!&nbsp;</P> Fri, 11 Mar 2011 14:13:07 GMT 700orbust 2011-03-11T14:13:07Z https://ficoforums.myfico.com/t5/Credit-Cards/DW-approved-for-Discover-with-generous-CL/m-p/864526#M254054 <P>November of last year her scores were all in the low 600s...I cleaned her up best I could...still report three small unpaid medical collections (all under 100) from 2005. She was pre-approved for Discover, and since her TU score was best (695 FICO), decided to app...</P><P>&nbsp;</P><P>Got an alert they hit EQ Monday - her worst (663 FICO). Got a call this morning to verify information, our new mortgage just started reporting so CSR asked for my income as well...she was approved for $5k! I am very suprised!</P><P>&nbsp;</P><P>Util is 10%, she is an AU on my highest card WF (6.5k CL), her highest personal card was Cap One (2k CL).&nbsp;</P><P>&nbsp;</P><P>She has low INQ (one store card from early last year and then our mortgage INQ from Nov and Dec), and 10% util. So my guess is those must be very important to Discover.&nbsp;</P><P>&nbsp;</P><P>5k with a 663 EQ hard inq! I'm really happy for her.</P><P>&nbsp;</P><P>NFCU and AmEx is next!&nbsp;</P> Fri, 11 Mar 2011 14:13:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/DW-approved-for-Discover-with-generous-CL/m-p/864526#M254054 700orbust 2011-03-11T14:13:07Z https://ficoforums.myfico.com/t5/Credit-Cards/DW-approved-for-Discover-with-generous-CL/m-p/864544#M254057 <P>Congrats..</P> Fri, 11 Mar 2011 14:38:52 GMT https://ficoforums.myfico.com/t5/Credit-Cards/DW-approved-for-Discover-with-generous-CL/m-p/864544#M254057 Red1Blue 2011-03-11T14:38:52Z