topic Re: Lowes Store Card GE MONEY BACK Approved 639 Score in Credit Cards

Lowes Store Card GE MONEY Approved 639 Score

Anonymous — Sun, 13 Mar 2011 04:03:51 GMT

Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved.

Not planning on spending on any of it so I hope this will help my card utilization overall

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Anonymous — Sat, 12 Mar 2011 20:54:28 GMT

@Anonymous wrote:
Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved.

Not planning on spending on any of it so I hope this will help my card utilization overall

Congrats

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

BundiFan — Sat, 12 Mar 2011 21:11:40 GMT

Do you know what CRA the hit and what state do you live in?

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Anonymous — Sat, 12 Mar 2011 21:39:01 GMT

Well I just did it today so I don't know if they pulled using soft or hard and I don't from which report they checked but I can tell you on March 10th I pulled my credit report from another company I use to monitor my reports and I found the inquiry came from Transunion for getting the initial card.

I'm from New York the over taxed state !

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Anonymous — Sun, 13 Mar 2011 03:53:18 GMT

Did you originally apply in the store or online?

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Anonymous — Sun, 13 Mar 2011 04:03:28 GMT

Online with 71K income

two BK's on file 13 and 7

card util was 74% at the time never late on cards

one auto loan which has 6K balance never late

oldest card is in 2007