topic Re: AMEX CASH BLUE in Credit Cards

AMEX CASH BLUE

happy101 — Mon, 28 Mar 2011 16:55:57 GMT

Yay, approved for a AMEX CASH BLUE... I am so anxious to find out the CL.. Anyone know the average CL they give their customers?

Re: AMEX CASH BLUE

tray — Mon, 28 Mar 2011 17:00:57 GMT

Congrats on your approval, Amex is usually $2,000.00 to start There is a telephone number that you can call to find out the cl, but hopefully someone eles chimes in as I cannot remember it at the moment.

Re: AMEX CASH BLUE

happy101 — Mon, 28 Mar 2011 17:03:29 GMT

Tray,

Thank you this will be my first BIG card. I currently have a secured Orchard and Capital one, but both only have CL of $500.00. I come a long way trying to clear up my credit and I am super excited about being approved.

Re: AMEX CASH BLUE

Anonymous — Mon, 28 Mar 2011 17:18:52 GMT

@tray wrote:
Congrats on your approval, Amex is usually $2,000.00 to start

How do figure? Congrats on the new card!

Re: AMEX CASH BLUE

Anonymous — Mon, 28 Mar 2011 18:13:14 GMT

@tray wrote:
Congrats on your approval, Amex is usually $2,000.00 to start There is a telephone number that you can call to find out the cl, but hopefully someone eles chimes in as I cannot remember it at the moment.

I'm curious where this comes from, as I haven't heard it on these boards, I don't think.

The reason I'm curious is that I got the Blue Cash 3 years ago with a starting limit of $2k, so there may be some truth to it, or it may just be a typical range that they approve.

Re: AMEX CASH BLUE

tray — Mon, 28 Mar 2011 18:47:20 GMT

@Anonymous wrote:
@tray wrote:
Congrats on your approval, Amex is usually $2,000.00 to start
How do figure? Congrats on the new card!

From the many threads that I have read of this forum with new Amex cardholder members, but you never know with Amex and I know everyone has different credit profiles

Re: AMEX CASH BLUE

JagerBombs89 — Mon, 28 Mar 2011 20:52:41 GMT

When I received my Amex Blue Cash... I had :

A clean profile
3 Years of Credit History
1 Year AAoA
Highest Credit Limit of $9,000

Amex matched my highest limit and gave my Blue $9,000 CL.

Try calling: 1-866-314-0237

Re: AMEX CASH BLUE

Creditaddict — Mon, 28 Mar 2011 22:19:33 GMT

2k use to be the lowest CL Amex offered if I'm not mistaken... I knew many people that were issued 2k on recon. Now I have seen as low 1k

arting aaRe: AMEX CASH BLUE

creditguy-378 — Tue, 29 Mar 2011 00:12:21 GMT

ya 2k was my starting on blue cash

Re: arting aaRe: AMEX CASH BLUE

Anonymous — Tue, 29 Mar 2011 02:17:00 GMT

2,000 was my starting CL on my Costco TrueEarnings Card (even after 5 months with a PR Gold Card which I have run more than 2k through in a month and PIF)

Re: arting aaRe: AMEX CASH BLUE

Anonymous — Tue, 29 Mar 2011 02:19:55 GMT

2K was my starting limit on my first AMEX as well, after bout 8 months got it bumped to 6K.

Re: arting aaRe: AMEX CASH BLUE

DI — Tue, 29 Mar 2011 02:32:29 GMT

$2000 was my starting limit too. I'm at $5000 now and that's probably because I short change myself when asking for CLIs. I'm asking for $7000 next month after my 3rd statement cut since the last CLI.

Re: AMEX CASH BLUE

Anonymous — Tue, 29 Mar 2011 02:47:42 GMT

$2400 CL starting out. I just asked for my first CLI last week, even though I've had it since 2007, and got bumped to $7k.

Re: AMEX CASH BLUE

Anonymous — Tue, 29 Mar 2011 16:34:01 GMT

I've had my Blue Cash since Q1 2008 at a $2000 CL.

At the time, it wasn't great, but it was reasonable. I've never asked for a CLI, and they don't seem inclined to give me an auto CLI like some, so my other cards limits have left AMEX in the dust. Perhaps it's time to call in and ask for a CLI. After all, it is only a soft pull.

Re: AMEX CASH BLUE

Creditaddict — Tue, 29 Mar 2011 16:35:46 GMT

@Anonymous wrote:
I've had my Blue Cash since Q1 2008 at a $2000 CL.

At the time, it wasn't great, but it was reasonable. I've never asked for a CLI, and they don't seem inclined to give me an auto CLI like some, so my other cards limits have left AMEX in the dust. Perhaps it's time to call in and ask for a CLI. After all, it is only a soft pull.

I feel it is rare Amex auto CLI. you can request every 6 months for 3x your current CL. If you have much higher limits with other cards I would go online and request to go to 6k.

Re: AMEX CASH BLUE

jaysdad2k — Tue, 29 Mar 2011 17:04:46 GMT

I had a Gold for a month when I got my Costco TE in June 2008. They gave me $2,000 to start. Went to $5,000 in November 2009. Now at $10,000 as of December 2010.

Re: AMEX CASH BLUE

Joe_B — Tue, 29 Mar 2011 17:29:29 GMT

I applied for AMEX Blue Cash last week. I did not get a 60-second approval online, but checked their application approval site about an hour later and saw that I had been approved. My initial CL is $7,400. They pulled Experian only. My PLUS Score is 752.

I had an AMEX Optima card for a few years in the late 90s and my credit history runs about 18 years. My existing card usage is around 35%, but no negatives.

Enjoy your new BLUE!

Joe B

Re: AMEX CASH BLUE

Anonymous — Tue, 29 Mar 2011 17:35:05 GMT

@Creditaddict wrote:

@Anonymous wrote:
I've had my Blue Cash since Q1 2008 at a $2000 CL.

At the time, it wasn't great, but it was reasonable. I've never asked for a CLI, and they don't seem inclined to give me an auto CLI like some, so my other cards limits have left AMEX in the dust. Perhaps it's time to call in and ask for a CLI. After all, it is only a soft pull.
I feel it is rare Amex auto CLI. you can request every 6 months for 3x your current CL. If you have much higher limits with other cards I would go online and request to go to 6k.

I think I will. Most of my other accounts are above $6000, so I wish I could ask for more. Maybe I should have been more adamant about requesting regular CLIs like many on this board, but it wasn't ever important to me, because I didn't need it. At this point, it's just a matter of pride and protection of my util % if I ever have to carry a balance on one of my cards.