topic Re: CITI Diamond Preferred Rewards Card in Credit Cards

CITI Diamond Preferred Rewards Card

Uncle_Money — Thu, 02 Sep 2010 05:15:33 GMT

Hey Guys:

I just made my first payment to this card today. CL is $2,600, charged $2,500+ and paid in full before the 1st statement even generated.

I know this is too early in the game, but what kind of future credit increases can I expect from this card? I heard six months and the luv button will appear.

Re: CITI Diamond Preferred Rewards Card

Creditaddict — Thu, 02 Sep 2010 05:30:58 GMT

it seems to me when I have seen people post about CLI in past it's been odd amounts like 900, 1700, 2200. I almost think it might be a % of your current CL that decides how much the CLI would be. Wish I could find out for myself but I was just declined the secured card. Think I'm blacklisted

Re: CITI Diamond Preferred Rewards Card

Anonymous — Thu, 02 Sep 2010 06:43:17 GMT

Hey I just recently received my Citi preferred as well and I've Been trying to make online payments before the closing date but it wouldn't let me. How were you able to make that payment before the closing date when I don't see options to do so. Over the phone/online? When I log on my account it would only give me the option to make payments to the due amount which I don't have any because the account is new and the closing date has not arrive yet.

Re: CITI Diamond Preferred Rewards Card

Creditaddict — Thu, 02 Sep 2010 06:48:55 GMT

send a payment from your banks bill pay

Re: CITI Diamond Preferred Rewards Card

Anonymous — Thu, 02 Sep 2010 06:55:23 GMT

Sorry for my ignorance, I'm pretty new to all this FICO and credit payment stuff. So I would have to send a payment from my bank account to Citi instead of Logging into Citi then making that payment with the registered checking account #? Because I know for my Amex(Zync) and Bankamericard they would give me the options to make instant payment on their website.

Re: CITI Diamond Preferred Rewards Card

Anonymous — Thu, 02 Sep 2010 06:59:56 GMT

Oh yeah, I was about to post a similar questions about the LUV button. I hope they give me a CLI in 6 months because my current limit is not great on this Preferred Rewards. But I am glad Citi approved me despite other hard inquiries because I was approved for a ZYNC 1 month prior to this card.

Re: CITI Diamond Preferred Rewards Card

Uncle_Money — Thu, 02 Sep 2010 16:16:51 GMT

I went into my local branch to make the payment. It actually gets credited immediately this way.

Re: CITI Diamond Preferred Rewards Card

laz98 — Thu, 02 Sep 2010 16:19:14 GMT

aside from uncle money, may i ask what all of your scores were when you applied for this card? i would really like to try getting one. thanks!

Re: CITI Diamond Preferred Rewards Card

Anonymous — Thu, 02 Sep 2010 18:18:44 GMT

Damn that sucks because there are Citi Bank that is near my location.

Re: CITI Diamond Preferred Rewards Card

Anonymous — Thu, 02 Sep 2010 18:19:40 GMT

My Equ FICO was 699 when they approved me for Citis Preferred.

Re: CITI Diamond Preferred Rewards Card

laz98 — Mon, 06 Sep 2010 21:13:08 GMT

thank you, creditkid!

Re: CITI Diamond Preferred Rewards Card

Anonymous — Wed, 30 Mar 2011 13:12:25 GMT

Are there any updates on this card (actually, the Citi Preferred Thank You)?

I've done banking with citi for well over 8 years and for the first time I have recieved an invidation to apply for this card. I was wondering what report they pull and what scores would you need to get the card? I live in NY

Last time I checked (a few months ago) my TU score was 640 and my EQ was 648 when I had a high utilization (90%), I have currently paid that down and plan to pull my reports in about another month when I am sure the reports have been updated.

What are my chances if myy scores don't take too much of a hike?

Thanks

Re: CITI Diamond Preferred Rewards Card

hedgeclipper2 — Wed, 30 Mar 2011 20:16:19 GMT

Personally, I would look into the Citi Dividend card, it is currently offering 2% cash back on ALL purchases for the first 12 months. Looks like a good deal to me if you are interested.