topic Re: Citi Converting Cards...Hard or Soft Pull?... in Credit Cards

Citi Converting Cards...Hard or Soft Pull?...

Andy77 — Thu, 31 Mar 2011 20:12:50 GMT

Does anyone know when you do a card conversion with Citicards, do they do a hard or soft pull?

Thank you

Andrew

Re: Citi Converting Cards...Hard or Soft Pull?...

jj10939 — Thu, 31 Mar 2011 20:50:37 GMT

I don't think they do a hard or soft...your terms just transfer over to the new card unless they specify otherwise when they convert.

Re: Citi Converting Cards...Hard or Soft Pull?...

smc733 — Thu, 31 Mar 2011 22:47:18 GMT

They soft pull... My initial conversion made a soft, then shortly thereafter when I requested the Dividend Platinum Select Card instead, another soft...

Re: Citi Converting Cards...Hard or Soft Pull?...

Anonymous — Fri, 01 Apr 2011 00:24:27 GMT

@smc733
Glad to see another Citi secured convert. About the soft inq citi conducts before unsecuring, is it labeled "Citi Financial"? My secured card expires on 5/5, how long before that can I expect my CD money to be returned to me? And was ur unsecured limit almost same as secured? Lastly, thanks for letting me smother you with questions!

Re: Citi Converting Cards...Hard or Soft Pull?...

smc733 — Fri, 01 Apr 2011 02:34:07 GMT

Actually, I converted a Citi Forward to my current Citi card, (was never secured), but the soft pulls show up as "Citi Cards Cbsdna"