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    <title>topic Recent fortune with CLI amidst a CLD in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Recent-fortune-with-CLI-amidst-a-CLD/m-p/882774#M257115</link>
    <description>&lt;P&gt;Earlier this month I complained about a Discover CLD.&amp;nbsp; Yea, for about 6 months I carried about 85% util across 5 cards, but I was NEVER late or over the limit on ANY card.&amp;nbsp; Well between ta nice tax season and some work bonus, I was able to pay off just over half of my revoving debt (including completely paying off my $2100 Discover balance) - reducing my util to about 40%.&amp;nbsp; Anyway, they CLDd me from $2300 to $500.&amp;nbsp; After arguing with several CSRs, I just put the card in the sock drawer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Well, a week or so later after being frustrated for taking a step back with Util as a result of Discovers CLD.&amp;nbsp; I decided to go on a little CLI/app spree -&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BoA granted my request and increased my card from $1000 to $2500&lt;/P&gt;&lt;P&gt;AMEX Blue Cash granted my request and increased my card from $3000 to $5000&lt;/P&gt;&lt;P&gt;And I applied for a Blue Sky card and was approved for $4000.&lt;/P&gt;&lt;P&gt;Chase Freedom rejected my CLI request&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 01 Apr 2011 15:23:29 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2011-04-01T15:23:29Z</dc:date>
    <item>
      <title>Recent fortune with CLI amidst a CLD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Recent-fortune-with-CLI-amidst-a-CLD/m-p/882774#M257115</link>
      <description>&lt;P&gt;Earlier this month I complained about a Discover CLD.&amp;nbsp; Yea, for about 6 months I carried about 85% util across 5 cards, but I was NEVER late or over the limit on ANY card.&amp;nbsp; Well between ta nice tax season and some work bonus, I was able to pay off just over half of my revoving debt (including completely paying off my $2100 Discover balance) - reducing my util to about 40%.&amp;nbsp; Anyway, they CLDd me from $2300 to $500.&amp;nbsp; After arguing with several CSRs, I just put the card in the sock drawer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Well, a week or so later after being frustrated for taking a step back with Util as a result of Discovers CLD.&amp;nbsp; I decided to go on a little CLI/app spree -&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BoA granted my request and increased my card from $1000 to $2500&lt;/P&gt;&lt;P&gt;AMEX Blue Cash granted my request and increased my card from $3000 to $5000&lt;/P&gt;&lt;P&gt;And I applied for a Blue Sky card and was approved for $4000.&lt;/P&gt;&lt;P&gt;Chase Freedom rejected my CLI request&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 01 Apr 2011 15:23:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Recent-fortune-with-CLI-amidst-a-CLD/m-p/882774#M257115</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-01T15:23:29Z</dc:date>
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    <item>
      <title>Re: Recent fortune with CLI amidst a CLD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Recent-fortune-with-CLI-amidst-a-CLD/m-p/882808#M257122</link>
      <description>&lt;P&gt;wow thats pretty good considering your high utilization&lt;/P&gt;</description>
      <pubDate>Fri, 01 Apr 2011 16:08:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Recent-fortune-with-CLI-amidst-a-CLD/m-p/882808#M257122</guid>
      <dc:creator>tsquad131</dc:creator>
      <dc:date>2011-04-01T16:08:59Z</dc:date>
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