topic Re: BOA CLI How Long To Wait? in Credit Cards

BOA CLI How Long To Wait?

breakthecycle — Sun, 10 Apr 2011 01:30:37 GMT

I have had a BOA card for almost 3 years now. I just asked for my first increase recently. It was originally secured then released. I just asked for $3k and the rep told me no problem after asking several questions. I wish I asked for more. How long should I wait till next request? 6 months?

Re: BOA CLI How Long To Wait?

vish1 — Sun, 10 Apr 2011 04:25:17 GMT

I don't know if its apples to apples but I had bofa secured since 1st march 2010 with 500CL. I called on feb 25 this year and got it unsecured and at the same time the analyst gave me a new CL of 7500. Yesterday (4/9) I called and told them I need a CL as I am planning a european holiday next month and want a 15k CL, they declined 15k but gave me 10k (2500 CLI).

Re: BOA CLI How Long To Wait?

breakthecycle — Sun, 10 Apr 2011 10:23:49 GMT

Thanks, I think I will push them for 10000 and see what happens. I will wait maybe 2-3 months.

Re: BOA CLI How Long To Wait?

Anonymous — Sun, 10 Apr 2011 15:27:21 GMT

@breakthecycle wrote:
I have had a BOA card for almost 3 years now. I just asked for my first increase recently. It was originally secured then released. I just asked for $3k and the rep told me no problem after asking several questions. I wish I asked for more. How long should I wait till next request? 6 months?

You can request an increase every 30 days. It may not be large increases when you do it monthly but its something. I just got $500 added yesterday to my BoA Accelerated Amex. It all adds up though.