topic NFCU AU Question...... in Credit Cards

NFCU AU Question......

bbb925 — Wed, 13 Apr 2011 03:52:15 GMT

Will the credit card account that I have an AU on show up on their CR from NFCU and if so, when? I added them on 3/25/11. Thanks for any feedback!

Re: NFCU AU Question......

bbb925 — Wed, 13 Apr 2011 18:39:42 GMT

Anyone know?

Re: NFCU AU Question......

laz98 — Wed, 13 Apr 2011 23:09:17 GMT

it should show up the next time navy federal reports to the credit bureaus.

Re: NFCU AU Question......

notw1031 — Thu, 14 Apr 2011 00:15:29 GMT

@laz98 wrote:
it should show up the next time navy federal reports to the credit bureaus.

Thank you for the response as it just helped me too!

Re: NFCU AU Question......

MarineVietVet — Thu, 14 Apr 2011 00:32:55 GMT

@bbb925 wrote:
Will the credit card account that I have an AU on show up on their CR from NFCU and if so, when? I added them on 3/25/11. Thanks for any feedback!

Not all credit card companies report AU's to the CRA's. Have you asked NFCU if they report AU's?

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: NFCU AU Question......

bbb925 — Thu, 14 Apr 2011 01:32:51 GMT

@MarineVietVet wrote:
@bbb925 wrote:
Will the credit card account that I have an AU on show up on their CR from NFCU and if so, when? I added them on 3/25/11. Thanks for any feedback!
Not all credit card companies report AU's to the CRA's. Have you asked NFCU if they report AU's?

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

No I didn't ask them as I was getting the AU a card anyways. Just thought if they did, it would be an added perk for the AU. Plus, I feel like if I call and ask I'll be "red-flagged " or something and yes that all stems from my guilty conscience that I have for no apparent reason! I'm good with email and all, but talking on the phone to credit grantor's makes me feel like they think I'm doing something I shouldn't like "piggybacking" or something and that isn't the case. I'm a freak I know, but very shy on the phone and hate confrontation and rejection..lol And I would send NFCU an email but they will know it's coming from me ........

Re: NFCU AU Question......

GB44 — Thu, 14 Apr 2011 03:20:45 GMT

Hi all,

NFCU does report to the CRA's. I just applied last week and added my wife as an AU and both of our credit reports are showing the new account. Hope this helps.

Re: NFCU AU Question......

treefrogger — Thu, 14 Apr 2011 04:43:53 GMT

When my wife added me as an AU to her NFCU card, I inherited the full history of the account back to the original opening date.

Re: NFCU AU Question......

MarineVietVet — Thu, 14 Apr 2011 14:29:01 GMT

@bbb925 wrote:
No I didn't ask them as I was getting the AU a card anyways. Just thought if they did, it would be an added perk for the AU. Plus, I feel like if I call and ask I'll be "red-flagged " or something and yes that all stems from my guilty conscience that I have for no apparent reason! I'm good with email and all, but talking on the phone to credit grantor's makes me feel like they think I'm doing something I shouldn't like "piggybacking" or something and that isn't the case. I'm a freak I know, but very shy on the phone and hate confrontation and rejection..lol And I would send NFCU an email but they will know it's coming from me ........

If the truth be known I'm basically the same way. I will call and confront anyone if I feel I heve to but I learned long ago you have to pick your battles.

Re: NFCU AU Question......

bbb925 — Thu, 14 Apr 2011 23:20:46 GMT

@MarineVietVet wrote:
@bbb925 wrote:
No I didn't ask them as I was getting the AU a card anyways. Just thought if they did, it would be an added perk for the AU. Plus, I feel like if I call and ask I'll be "red-flagged " or something and yes that all stems from my guilty conscience that I have for no apparent reason! I'm good with email and all, but talking on the phone to credit grantor's makes me feel like they think I'm doing something I shouldn't like "piggybacking" or something and that isn't the case. I'm a freak I know, but very shy on the phone and hate confrontation and rejection..lol And I would send NFCU an email but they will know it's coming from me ........
If the truth be known I'm basically the same way. I will call and confront anyone if I feel I heve to but I learned long ago you have to pick your battles.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Very true! Thank you!

Re: NFCU AU Question......

gpeach — Fri, 15 Apr 2011 03:08:23 GMT

When I went to add my husband about 2 years ago they said they did not report AU. I had to add him as a joint owner to it. They may have changed it or maybe my branch did not know what they were talking about.