topic Merrill Lynch Plus Cash Back (CL Question) in Credit Cards

Merrill Lynch Plus Cash Back (CL Question)

Anonymous — Fri, 15 Apr 2011 14:59:06 GMT

Hi All,

I've been on a bit of a month long app/CLI request spree. Anyway I called in to apply for the Merrill Lynch Plus Cash Back card (no online app...kinda odd). Anyway, to my surprise I was approved for $10K....good news, right? Well I soon realized this was a Visa Signature card, and from the searching I've done on the forums, I'm seeing mixed messages as to if this card will report a CL to the 3 bureaus or not.

Has anyone had any recent experience with a Visa Signature card, is a CL being reported or is it not being a reported? Do certain card issuers report the CL for the Visa Signature?

Any help would be appreciated. Thanks!

Re: Merrill Lynch Plus Cash Back (CL Question)

vish1 — Fri, 15 Apr 2011 16:20:14 GMT

@Anonymous wrote:
Hi All,
I've been on a bit of a month long app/CLI request spree. Anyway I called in to apply for the Merrill Lynch Plus Cash Back card (no online app...kinda odd). Anyway, to my surprise I was approved for $10K....good news, right? Well I soon realized this was a Visa Signature card, and from the searching I've done on the forums, I'm seeing mixed messages as to if this card will report a CL to the 3 bureaus or not.

Has anyone had any recent experience with a Visa Signature card, is a CL being reported or is it not being a reported? Do certain card issuers report the CL for the Visa Signature?

Any help would be appreciated. Thanks!

There is no definite answer on this. Some banks report and some don't they may report to some CBs and not to others. My Chase BA visa sig doesn't report CL while my BofA cash rewards visa sig does.

Add to this that I am looking at my experian reports not all 3.

Re: Merrill Lynch Plus Cash Back (CL Question)

Anonymous — Fri, 15 Apr 2011 16:50:48 GMT

@vish1 wrote:

@Anonymous wrote:
Hi All,
I've been on a bit of a month long app/CLI request spree. Anyway I called in to apply for the Merrill Lynch Plus Cash Back card (no online app...kinda odd). Anyway, to my surprise I was approved for $10K....good news, right? Well I soon realized this was a Visa Signature card, and from the searching I've done on the forums, I'm seeing mixed messages as to if this card will report a CL to the 3 bureaus or not.

Has anyone had any recent experience with a Visa Signature card, is a CL being reported or is it not being a reported? Do certain card issuers report the CL for the Visa Signature?

Any help would be appreciated. Thanks!

There is no definite answer on this. Some banks report and some don't they may report to some CBs and not to others. My Chase BA visa sig doesn't report CL while my BofA cash rewards visa sig does.

Add to this that I am looking at my experian reports not all 3.

Thanks for the response!!!

Re: Merrill Lynch Plus Cash Back (CL Question)

plasticguy — Fri, 15 Apr 2011 17:08:43 GMT

I have the card in question and the limit reports to all 3

Re: Merrill Lynch Plus Cash Back (CL Question)

Anonymous — Fri, 15 Apr 2011 17:11:15 GMT

@plasticguy wrote:
I have the card in question and the limit reports to all 3

Sweet...any experience with CL increase upon activation?