topic Re: CITI CLI Success in Credit Cards

CITI CLI Success

Anonymous — Mon, 18 Apr 2011 18:58:41 GMT

Hi, I opened a Citi Forward card back in Nov and today I clicked on the request a CLI link on citi.com. It asked how much I want to increase, and my income. I asked for a $1200 increase but was only given $800, if I want more I would have to call and a hard pull is possible. Should I call or should I keep the CLI?

Re: CITI CLI Success

tntexans72 — Mon, 18 Apr 2011 23:48:27 GMT

@Anonymous wrote:
Hi, I opened a Citi Forward card back in Nov and today I clicked on the request a CLI link on citi.com. It asked how much I want to increase, and my income. I asked for a $1200 increase but was only given $800, if I want more I would have to call and a hard pull is possible. Should I call or should I keep the CLI?

I would be happy with it than call back in 6 months and ask for another CLI until they say NO.

Re: CITI CLI Success

jefftca925 — Tue, 19 Apr 2011 01:20:26 GMT

When you got the form did it ask for the CLI amount, your employer, and your income? Then at the bottom there was a disclosure that said your CB may be pulled and you hit "Submit"? And you are sure that they did not hard pull a report? Curious about this 'cause I have always called in on my requests, never got a CLI from online.

Thanks!

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 01:24:49 GMT

When can you get your first cli on a new citi card?

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 01:49:38 GMT

@jefftca925 wrote:
When you got the form did it ask for the CLI amount, your employer, and your income? Then at the bottom there was a disclosure that said your CB may be pulled and you hit "Submit"? And you are sure that they did not hard pull a report? Curious about this 'cause I have always called in on my requests, never got a CLI from online.

Thanks!

Yes, it did. Yes, on the confirmation page, it says "a copy of your credit report was not pulled." I also checked my EX, TU, and EQ, no hard.

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 01:51:13 GMT

@Anonymous wrote:
When can you get your first cli on a new citi card?

Your account has to be opened for six months or they will denied your CLI request (I learned it the "hard" way.) get it??

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 02:19:29 GMT

I asked a CSR today while on the phone asking about some reward details.. she told me I could apply for a CLI at anytime but strongly urged me to wait at least 3 months from when your account opens. I wonder if I should wait 6 months now..

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 02:22:05 GMT

@Anonymous wrote:
I asked a CSR today while on the phone asking about some reward details.. she told me I could apply for a CLI at anytime but strongly urged me to wait at least 3 months from when your account opens. I wonder if I should wait 6 months now..

I am 99.9% sure it's 6 months. I tried requesting for a CLI just last month and was denied because the account is "too new". Also I am sure I can't apply for another CLI for another 6 months.

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 02:35:21 GMT

yeah i'm going to wait the 6 months. I hate being declined...

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 02:51:36 GMT

This is interesting...

Even a week ago when I hit the CLI link for Citi it has told me to call in for CLI request.

Today after I read this, I checked the link and it now asks "Increase Credit Line by..." income, occupation, and name of employer, and says By submitting this form you authorize Citibank (South Dakota), N.A. to check your credit history.

Can anyone else who previously got the call-in message (AKA it would be a soft pull) verify that it has changed in the last week. Is this form the same as the old hard form, or is it now soft, as the OP is saying?

Re: CITI CLI Success

treefrogger — Tue, 19 Apr 2011 02:51:48 GMT

Six months is the magic number.

Clicking on the "luv" button before the sixth statement produced a message to try again later.

Re: CITI CLI Success

treefrogger — Tue, 19 Apr 2011 02:55:19 GMT

Yes, it would be nice to know if this is a new soft form or just a replacement to the hard form that used to show up.

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 12:08:45 GMT

@treefrogger wrote:
Yes, it would be nice to know if this is a new soft form or just a replacement to the hard form that used to show up.

Funny, but I started a thread about that form yesterday

Re: CITI CLI Success

DI — Tue, 19 Apr 2011 14:47:58 GMT

@Anonymous wrote:

@treefrogger wrote:
Yes, it would be nice to know if this is a new soft form or just a replacement to the hard form that used to show up.
Funny, but I started a thread about that form yesterday

Yes, and this one confused me because I could have sworn that I commented on the topic. Now I see that this is a different thread.

Re: CITI CLI Success

Anonymous — Tue, 19 Apr 2011 22:55:22 GMT

I thinking this new form replaced the old, bc last week I got the call message and now I have the short form. I put a request for $1300 to get to 8K on DWs Thank You Card. Immediately on the next page it says you have been approved for an increase of $1200, NO report was pulled in this evaluation, would you like to accept or ask for more. If you have the short form and ask for a small amount you can get it without any pulls!

Re: CITI CLI Success

DI — Tue, 19 Apr 2011 22:56:53 GMT

@Anonymous wrote:
I thinking this new form replaced the old, bc last week I got the call message and now I have the short form. I put a request for $1300 to get to 8K on DWs Thank You Card. Immediately on the next page it says you have been approved for an increase of $1200, NO report was pulled in this evaluation, would you like to accept or ask for more. If you have the short form and ask for a small amount you can get it without any pulls!

Ok, so if we get the form and submit, its not a hard pull?

Re: CITI CLI Success

Zar — Tue, 19 Apr 2011 23:01:38 GMT

It's a soft.

Zar

Re: CITI CLI Success

haulingthescoreup — Tue, 19 Apr 2011 23:04:45 GMT

lol, we must all be trying it at once! I got frozen out four times in a row before getting to the Request a CLI page.

Still too chicken to try, though.

eta: Mine is a Home Depot store card, not a bank card, and I never got the call in message. So I don't know that what I'm looking at is the same as everyone else's view.

Re: CITI CLI Success

DI — Tue, 19 Apr 2011 23:06:21 GMT

I'm too chicken to try too hauling.

Re: CITI CLI Success

DI — Tue, 19 Apr 2011 23:13:59 GMT

@Anonymous wrote:
I thinking this new form replaced the old, bc last week I got the call message and now I have the short form. I put a request for $1300 to get to 8K on DWs Thank You Card. Immediately on the next page it says you have been approved for an increase of $1200, NO report was pulled in this evaluation, would you like to accept or ask for more. If you have the short form and ask for a small amount you can get it without any pulls!

On the first page you provided information, and the second page it said verify your information?