https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901654#M261243 Did your statement close with the $5 over limited fee. If you paid before that then you do not a problem in applying 4 CCs. Fri, 22 Apr 2011 16:31:03 GMT credithappy 2011-04-22T16:31:03Z https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901628#M261236 One more ? .... If I was over the limit by $5 on one card... Paid it back down.... Do I have to wait to apply 4 a card? Will I get denied "cards over balance" if it isent that month? Any help? Fri, 22 Apr 2011 16:19:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901628#M261236 Anonymous 2011-04-22T16:19:46Z https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901654#M261243 Did your statement close with the $5 over limited fee. If you paid before that then you do not a problem in applying 4 CCs. Fri, 22 Apr 2011 16:31:03 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901654#M261243 credithappy 2011-04-22T16:31:03Z https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901668#M261248 It did :/ Fri, 22 Apr 2011 16:35:39 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901668#M261248 Anonymous 2011-04-22T16:35:39Z https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901684#M261252 <P>While mentoring to the young'ns in college about credit card responsiblity, I'm always telling them and members in this forum to always leave a cushion below your credit limit -- like $100.&nbsp; On low-limit cards, I tell members to consider half of their limit as their New Credit Line.&nbsp; It's easy to run up a tab and just tip-toe over the edge if you're daring enough to nearly maxing it out, so I change the mentality of users to re-think their max line as $100 or more below the actual to avoid such cases as this.</P> Fri, 22 Apr 2011 16:43:38 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Over-the-limit/m-p/901684#M261252 JayRizzo 2011-04-22T16:43:38Z