topic Re: how does disputing charges work? in Credit Cards

how does disputing charges work?

Anonymous — Tue, 26 Apr 2011 18:31:10 GMT

I recently disputed an error on my credit report through experian, they emailed back and said it was deleted, my question is do i have to dispute it with the other two agents also? because I recently looked and it seems to be gone from all 3 agents.

Re: how does disputing charges work?

visorboy1974 — Tue, 26 Apr 2011 18:50:34 GMT

If it's not on the other 2 reports, there's nothing to dispute.

Re: how does disputing charges work?

Anonymous — Tue, 26 Apr 2011 18:52:36 GMT

so sinse i only disputed with experian, the other two removed it as well without asking? because before i disputed it with experian it was on all 3. it was a credit card my parents had and it wasn't suppose to show up on my report.

Re: how does disputing charges work?

DI — Tue, 26 Apr 2011 18:54:58 GMT

When you dispute with one credit agency, the creditor updates the account via the eOscar system. eOscar system is linked to all 4 CRAs.

Re: how does disputing charges work?

Anonymous — Tue, 26 Apr 2011 19:00:58 GMT

that's great than i was wondering how it worked, all 3 score varied from 700-730 before i disputed it, i will check it later hopefully it went up this was about 2 months ago.