topic Re: Barclays in Credit Cards

Barclays

tntexans72 — Thu, 28 Apr 2011 17:01:02 GMT

Was approved for 2 of their cards.

Itunes Rewards - $390 (I asked for 0-1000 during application, don't ask me why).

Priceline Rewards Visa - $4500.

I have not received the CCs but I am planning to ask for a CLI on the Itunes Rewards. Hoping they bump it up to $2,000 minimum.

How are they with CLI within the last 6 months for ppl who have their CC?

Do they do auto CLI or should I call and ask?

I don't think there is anything I can do with a $390 CL, lol....in matter of fact, I don't have anything less than $700 besides my SHELL gas card which is at $750.

What's the best step by step to take in asking for a CLI to where I would have the highest approval rate?

Re: Barclays

Anonymous — Thu, 28 Apr 2011 17:26:56 GMT

I was originally denied for my Barclays card and called the back door number. The VERY NICE CSR approved me for 500, I asked him if I could have 1000 to use less utl as I was going to spend 500 on an iPad. He asked me a few questions then said not a problem. Very happy with the customer service so far, except they want $30 to overnight my card.

Re: Barclays

tntexans72 — Thu, 28 Apr 2011 20:28:25 GMT

Should I close my Itunes Rewards CC if Barclays refused to give me a CLI from $390? or should I just stick it in the SD?

I know I would be wasting a hard inquiry but I only have 2 hards on my TU the last 2 yrs including the Barclays.

Re: Barclays

Anonymous — Thu, 28 Apr 2011 20:35:42 GMT

I would keep it open and use it a bit... Make sure you PIF prior to statement date... Have read here that they are good with CLI so toss some business their way and see what happens. My iTunes Visa lives in the SD, but it auto-pays one bill per month. When the payment posts, I PIF the following Sunday via Web Bill Pay. Works very well. If you can run $500 to $1000 per month through the card and stay ahead of payments, eventually they will get the idea and CLI you. That is what I am doing with Doscover right now. I have a $1500 line and I try to run $3k one the card monthly. payinf weekly for the prior weeks budgeted purchases. Ray

Re: Barclays

vish1 — Thu, 28 Apr 2011 20:40:53 GMT

2 Barclays cards... be very very careful. I strongly suggest not applying any credit for next 6 months.

Re: Barclays

tntexans72 — Thu, 28 Apr 2011 20:49:42 GMT

@Anonymous wrote:
I would keep it open and use it a bit... Make sure you PIF prior to statement date... Have read here that they are good with CLI so toss some business their way and see what happens. My iTunes Visa lives in the SD, but it auto-pays one bill per month. When the payment posts, I PIF the following Sunday via Web Bill Pay. Works very well. If you can run $500 to $1000 per month through the card and stay ahead of payments, eventually they will get the idea and CLI you. That is what I am doing with Doscover right now. I have a $1500 line and I try to run $3k one the card monthly. payinf weekly for the prior weeks budgeted purchases. Ray

That's what I was planning to do with the Priceline CC. I was going to use it for everything up to $4000 monthly and PIF. Than hoping in 6 months, I can get a CLI either auto or call in to the credit department. The Itunes CC is kinda scary with a CL of only $390, I guess I can pay my Uverse bill and have it auto deduct from my bank account and not have to worry about it.

Maybe you can answer this question for me....the reason I signed up for the priceline was #1, rewards, #2 ZERO balance transfer for 9 months. I already had $1000 transfer over during the app process. If I paid off that $1000 once I get the card to bring the balance down to ZERO or before the 1st statement cut, could I do another balance transfer to the Priceline card? There is no rule or policy that said you can't do more than one balance transfer right within a single month right?

Re: Barclays

tntexans72 — Thu, 28 Apr 2011 20:50:33 GMT

@vish1 wrote:
2 Barclays cards... be very very careful. I strongly suggest not applying any credit for next 6 months.

Yes thank you, I did go through the forum and alot of ppl said Barclays will soft you for 6 months. I am smooth sailing for 1 full yr.

Re: Barclays

Anonymous — Thu, 28 Apr 2011 21:04:17 GMT

@tntexans72 wrote:
Was approved for 2 of their cards.
Itunes Rewards - $390 (I asked for 0-1000 during application, don't ask me why).
Priceline Rewards Visa - $4500.

I have not received the CCs but I am planning to ask for a CLI on the Itunes Rewards. Hoping they bump it up to $2,000 minimum.

How are they with CLI within the last 6 months for ppl who have their CC?
Do they do auto CLI or should I call and ask?
I don't think there is anything I can do with a $390 CL, lol....in matter of fact, I don't have anything less than $700 besides my SHELL gas card which is at $750.

What's the best step by step to take in asking for a CLI to where I would have the highest approval rate?

Many, MANY people have shared experiences with Barclay's, specifically for the Apple card, getting low initial approvals and recon'ing for higher starting CL and have double and tripled their lines by saying they were going to buy something from Apple. Search on the forums and you will see $500 CL's going to $1500+ with just a phone call and a nice request.

YMMV, but good luck!

Re: Barclays

kjm79 — Thu, 28 Apr 2011 21:10:35 GMT

I hit the "luv button" on my Juniper/Barclay Visa this morning, it asked me how much I wanted. I put $1k. Instantly approved. From $2500 to $3500. Should've asked for more. lol. The card had a zero balance and they hard inquiried TU.

Re: Barclays

Anonymous — Thu, 28 Apr 2011 22:26:26 GMT

When my Barclay's Juniper card was young, I called in for CLI's. I got the first, was denied for the second.

But I've learned to sit back and relax - they do nice auto CLI's.

I had my first auto CLI for $1,000 just before the card's first anniversary (and that was right after having opened another card - so they were okay with that); and another auto CLI six months later (that was this month). ETA - also for $1,000

Plus - no hard pull on an auto CLI.

(I did get a hard pull and no CLI three months before that very first auto CLI - I could have just waited if I had been more familiar with how they run.)

Re: Barclays

visorboy1974 — Thu, 28 Apr 2011 22:59:43 GMT

@tntexans72 wrote:
There is no rule or policy that said you can't do more than one balance transfer right within a single month right?

I've done multiples before. You should be fine, even with the initial transfer unpaid.

Re: Barclays

visorboy1974 — Thu, 28 Apr 2011 23:07:13 GMT

@kjm79 wrote:
I hit the "luv button" on my Juniper/Barclay Visa this morning, it asked me how much I wanted. I put $1k. Instantly approved. From $2500 to $3500. Should've asked for more. lol. The card had a zero balance and they hard inquiried TU.

I didn't even know there was a luv button for Juni. I guess I need to look around more!

Re: Barclays

kjm79 — Thu, 28 Apr 2011 23:20:17 GMT

@visorboy1974 wrote:

I didn't even know there was a luv button for Juni. I guess I need to look around more!

I honestly didn't know either until today. I overpaid my last payment and had a credit. I went to their account services section to request a refund of the overpayment (or customer service section) and saw "Request Credit Line Increase" and bit the bullet. I had never noticed it before so it may be new.

Re: Barclays

tntexans72 — Thu, 28 Apr 2011 23:53:58 GMT

Thanks for the comments..........

That's pretty shocking that if you call into Barclays and ask for a CLI...it's a hard pull.

Might have to be patience and let Barclays do there thing....auto CLI.

Re: Barclays

halos24 — Fri, 29 Apr 2011 11:41:27 GMT

I was approved for Itunes Visa last Sept! I do purchases off Itunes so thats what I use it for. They started with a 1k dollar limit, and have been happy with them. They have sent me offers for 0% intrest, as well as 0% off apple purchases recently. This last month to my surprise they did an auto cl and bumped me up to 2k!!!

Re: Barclays

Anonymous — Fri, 29 Apr 2011 18:44:16 GMT

ahhh! the magic six month auto CLI!

Re: Barclays

kjm79 — Fri, 29 Apr 2011 18:49:34 GMT

Looks like patience will save an inquiry or two or three. lol Congrats.

@Anonymous wrote:
ahhh! the magic six month auto CLI!

Re: Barclays

kjm79 — Fri, 29 Apr 2011 20:59:59 GMT

I subscribe to TrueCredit for monitoring service as I like the more reliable and timely alerts I get there. And the free daily pulls is a plus. Yesterday after hitting the luv button and getting my cli I received an alert an inquiry had been added to my TU Report. It was Barclays. Today I get an alert that an inquiry has been removed. It was the inquiry from Barclays. Weird. But thank you!!