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    <title>topic Re: No love from GEMB in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907332#M262619</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;Thats the problem, not patient &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Should I freeze my CR's?&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's no reason to do that. Just stop applying for anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's not that hard to do.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;From a BK years ago to:&lt;BR /&gt;EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782&lt;BR /&gt;&lt;BR /&gt;"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".&lt;/P&gt;</description>
    <pubDate>Fri, 29 Apr 2011 03:46:59 GMT</pubDate>
    <dc:creator>MarineVietVet</dc:creator>
    <dc:date>2011-04-29T03:46:59Z</dc:date>
    <item>
      <title>No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907148#M262568</link>
      <description>&lt;P&gt;Declined for chevron/JCP cards. &lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt; Im giving up for awhile.&lt;/P&gt;</description>
      <pubDate>Thu, 28 Apr 2011 23:26:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907148#M262568</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-04-28T23:26:43Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907156#M262570</link>
      <description>&lt;P&gt;be patient, get your score up and good things will come&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 28 Apr 2011 23:44:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907156#M262570</guid>
      <dc:creator>Guava</dc:creator>
      <dc:date>2011-04-28T23:44:54Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907160#M262571</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@silver0187 wrote:&lt;BR /&gt;&lt;P&gt;be patient, get your score up and good things will come&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thats the problem, not patient &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Should I freeze my CR's?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 28 Apr 2011 23:51:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907160#M262571</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-04-28T23:51:03Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907296#M262612</link>
      <description>&lt;P&gt;GEMB will give you a Chevron card but I think your score will have to get to 645 at least I think.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That is about when they gave me one and just a couple of days ago, I got my third CLI starting at $700 and now at $2K for a non-Visa standard gas card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2011 03:08:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907296#M262612</guid>
      <dc:creator>Scuba</dc:creator>
      <dc:date>2011-04-29T03:08:58Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907330#M262618</link>
      <description>&lt;P&gt;My score was low 600's and I got approved. I think it was 620.&amp;nbsp; I was approved for 500.00$. Im curious how did you get up to 2k?&amp;nbsp; did you cli request every 4 months?&amp;nbsp; I use my at about 30% util. and pay on time more than the minimum, i do carry a balance also.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2011 03:45:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907330#M262618</guid>
      <dc:creator>texasman07</dc:creator>
      <dc:date>2011-04-29T03:45:56Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907332#M262619</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;Thats the problem, not patient &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Should I freeze my CR's?&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's no reason to do that. Just stop applying for anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's not that hard to do.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;From a BK years ago to:&lt;BR /&gt;EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782&lt;BR /&gt;&lt;BR /&gt;"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2011 03:46:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907332#M262619</guid>
      <dc:creator>MarineVietVet</dc:creator>
      <dc:date>2011-04-29T03:46:59Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907418#M262640</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/304717"&gt;@MarineVietVet&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;Thats the problem, not patient &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Should I freeze my CR's?&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's no reason to do that. Just stop applying for anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's not that hard to do.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;From a BK years ago to:&lt;BR /&gt;EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782&lt;BR /&gt;&lt;BR /&gt;"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I dont know why im so impatient, i think 6 months of gardening might help.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2011 10:17:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/907418#M262640</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-04-29T10:17:18Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927448#M267008</link>
      <description>I Requested a CLI every 4 to 6 months like so many others were asking for and they kept giving small regular increases.&lt;BR /&gt;&lt;BR /&gt;I don't think I will ask for any more on that one it is big enough. I"ve been in trouble before and I ain't going there again.</description>
      <pubDate>Tue, 24 May 2011 03:58:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927448#M267008</guid>
      <dc:creator>Scuba</dc:creator>
      <dc:date>2011-05-24T03:58:37Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927490#M267017</link>
      <description>Lol dude thats what you keep saying.. You really make my day. Haha</description>
      <pubDate>Tue, 24 May 2011 05:14:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927490#M267017</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-24T05:14:35Z</dc:date>
    </item>
    <item>
      <title>Re: No love from GEMB</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927530#M267029</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Lol dude thats what you keep saying.. You really make my day. Haha&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Really dude?? give it up already. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 24 May 2011 10:04:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/No-love-from-GEMB/m-p/927530#M267029</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-05-24T10:04:54Z</dc:date>
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