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    <title>topic Re: Orchard Bank is DEAD! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911836#M263655</link>
    <description>&lt;P&gt;lol.. sorry about that &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 04 May 2011 15:53:43 GMT</pubDate>
    <dc:creator>musikklvr</dc:creator>
    <dc:date>2011-05-04T15:53:43Z</dc:date>
    <item>
      <title>Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911788#M263639</link>
      <description>&lt;P&gt;I finally paid off and closed my Orchard Bank credit card. No more annual fees!!! Woo hoo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did what it was supposed to do and has helped me get to where I need to be.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks Orchard and Rest in Peace!!&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 15:34:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911788#M263639</guid>
      <dc:creator>musikklvr</dc:creator>
      <dc:date>2011-05-04T15:34:05Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911804#M263644</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/244342"&gt;@musikklvr&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I finally paid off and closed my Orchard Bank credit card. No more annual fees!!! Woo hoo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did what it was supposed to do and has helped me get to where I need to be.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks Orchard and Rest in Peace!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I share your grief.&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;From a BK years ago to:&lt;BR /&gt;EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782&lt;BR /&gt;&lt;BR /&gt;"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 15:38:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911804#M263644</guid>
      <dc:creator>MarineVietVet</dc:creator>
      <dc:date>2011-05-04T15:38:14Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911830#M263653</link>
      <description>&lt;P&gt;LOL!!! From your thread title, I thought for a moment that the company had gone belly-up! I was thinking, "but, but, but... I just checked my account this morning and it's still active!" &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats, though, on moving on to greener pastures... &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 15:51:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911830#M263653</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-04T15:51:23Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911836#M263655</link>
      <description>&lt;P&gt;lol.. sorry about that &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 15:53:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911836#M263655</guid>
      <dc:creator>musikklvr</dc:creator>
      <dc:date>2011-05-04T15:53:43Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911842#M263657</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/244342"&gt;@musikklvr&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I finally paid off and closed my Orchard Bank credit card. No more annual fees!!! Woo hoo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did what it was supposed to do and has helped me get to where I need to be.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks Orchard and Rest in Peace!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I tried to cry... but I couldn't seem to get the smile off my face.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CONGRATS!!!&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 15:56:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911842#M263657</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-04T15:56:43Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911874#M263669</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/244342"&gt;@musikklvr&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I finally paid off and closed my Orchard Bank credit card. No more annual fees!!! Woo hoo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did what it was supposed to do and has helped me get to where I need to be.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks Orchard and Rest in Peace!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I tried to cry... but I couldn't seem to get the smile off my face.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CONGRATS!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;May its soul NEVER rest in peace...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 16:14:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911874#M263669</guid>
      <dc:creator>vish1</dc:creator>
      <dc:date>2011-05-04T16:14:13Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911888#M263674</link>
      <description>&lt;P&gt;I'm glad it helped you rebuild and super-glad that you've moved beyond your Orchard and knew when to close it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Adios, annual fees!!!!&amp;nbsp; Party!&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 16:27:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/911888#M263674</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-04T16:27:29Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/912548#M263851</link>
      <description>How long did you have it for?</description>
      <pubDate>Thu, 05 May 2011 03:56:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/912548#M263851</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-05T03:56:11Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank is DEAD!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/912588#M263860</link>
      <description>&lt;P&gt;Any special ceremony for it? Any pyrotechnics involved?&lt;/P&gt;</description>
      <pubDate>Thu, 05 May 2011 05:27:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-is-DEAD/m-p/912588#M263860</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2011-05-05T05:27:25Z</dc:date>
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