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    <title>topic Re: Zync Approval! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912706#M263897</link>
    <description>&lt;P&gt;Anyone think any of the packs are worth it? for 2x points?&lt;/P&gt;</description>
    <pubDate>Thu, 05 May 2011 14:00:27 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2011-05-05T14:00:27Z</dc:date>
    <item>
      <title>Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912256#M263765</link>
      <description>&lt;P&gt;&amp;nbsp; I've been itching to join the amex family for the last 6 months, I applied in feb and was instantly denied.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Against better judgement I decided I wasnt going to app for anything until late this year.&amp;nbsp; I decided to do one more app before then, and I received the msg to call in today when I applied.&amp;nbsp; After ID verification, she said I was approved and will receive the card in about 7-10 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Exciting!! Now I have to let the garden grow again.. haha.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My scores are current as far as I know in my sig.&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 22:39:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912256#M263765</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-04T22:39:45Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912264#M263768</link>
      <description>&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Congrats! ..I'm right along with on the whole "back to the garden" thing.&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 22:52:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912264#M263768</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-04T22:52:44Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912266#M263769</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp; I've been itching to join the amex family for the last 6 months, I applied in feb and was instantly denied.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Against better judgement I decided I wasnt going to app for anything until late this year.&amp;nbsp; I decided to do one more app before then, and I received the msg to call in today when I applied.&amp;nbsp; After ID verification, she said I was approved and will receive the card in about 7-10 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Exciting!! Now I have to let the garden grow again.. haha.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My scores are current as far as I know in my sig.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I want this card bad!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 04 May 2011 22:53:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912266#M263769</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-05-04T22:53:27Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912482#M263833</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;&lt;P&gt;it's such a good card to have, well any amex card for that matter ( imo)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just earlier today i was out shopping for my wife's b'day and went into L'Occitane&amp;nbsp;to get her some lotion and shower gel she found when we were in Singapore. Well the place is kind of snooty and the clerk was a bit, well stuck up.. until i handed her my zync card, then her entire attitude changed! I eneded up getting 30 dollars worth of free stuff lol.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;In hindsight, the idea that a piece of plastic has the ability to make people treat you differently is kind of sad, but cool at the same time!&lt;/P&gt;</description>
      <pubDate>Thu, 05 May 2011 02:31:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912482#M263833</guid>
      <dc:creator>minerva</dc:creator>
      <dc:date>2011-05-05T02:31:16Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912538#M263849</link>
      <description>Nice ..congrats! Ima wait till January to apply...I had an itch for applying when I started on these forums but now I learn to chill on the apps and just wait, time passes by so fast!</description>
      <pubDate>Thu, 05 May 2011 03:44:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912538#M263849</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-05T03:44:57Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912546#M263850</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp; I've been itching to join the amex family for the last 6 months, I applied in feb and was instantly denied.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Against better judgement I decided I wasnt going to app for anything until late this year.&amp;nbsp; I decided to do one more app before then, and I received the msg to call in today when I applied.&amp;nbsp; After ID verification, she said I was approved and will receive the card in about 7-10 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Exciting!! Now I have to let the garden grow again.. haha.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My scores are current as far as I know in my sig.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats!&amp;nbsp; I want this one also and can't wait to app.&amp;nbsp; I'll probably wait til Nov. or Dec.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 05 May 2011 03:55:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912546#M263850</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-05T03:55:44Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912608#M263868</link>
      <description>Congrats... I hope to have this card soon. My EQ is actually a bit higher than yours, but I need to address some business on my EX as that's what they pulled. I will try again in a few months and hopefully this card will be mine. I called for the recon and the rep said it sounded like I wanted the card and wouldn't stop until I got it, so he knew I would eventually!</description>
      <pubDate>Thu, 05 May 2011 05:59:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912608#M263868</guid>
      <dc:creator>-Cain-</dc:creator>
      <dc:date>2011-05-05T05:59:54Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912706#M263897</link>
      <description>&lt;P&gt;Anyone think any of the packs are worth it? for 2x points?&lt;/P&gt;</description>
      <pubDate>Thu, 05 May 2011 14:00:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912706#M263897</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-05T14:00:27Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912742#M263908</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Anyone think any of the packs are worth it? for 2x points?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Use your last year statements to see if you spent atleast 3000$ on that category. If you did and your current card has nothing better than 1% on that category, go for it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 05 May 2011 14:47:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/912742#M263908</guid>
      <dc:creator>vish1</dc:creator>
      <dc:date>2011-05-05T14:47:30Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913036#M263958</link>
      <description>Does anyone know I restaurants include all of them or just certain ones?? What about fast food?</description>
      <pubDate>Thu, 05 May 2011 19:52:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913036#M263958</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-05-05T19:52:06Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913322#M264012</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Does anyone know I restaurants include all of them or just certain ones?? What about fast food?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That's a good question!&lt;/P&gt;&lt;P&gt;i just got off the phone with a csr there and was told that if you look on your recent activity, it has to say "Restaurant" and that makes it count.&lt;/P&gt;&lt;P&gt;so i checked mine and micky d's and Hardee's both say restaurant.&lt;/P&gt;</description>
      <pubDate>Fri, 06 May 2011 01:24:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913322#M264012</guid>
      <dc:creator>minerva</dc:creator>
      <dc:date>2011-05-06T01:24:36Z</dc:date>
    </item>
    <item>
      <title>Re: Zync Approval!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913588#M264068</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/449104"&gt;@minerva&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Does anyone know I restaurants include all of them or just certain ones?? What about fast food?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That's a good question!&lt;/P&gt;&lt;P&gt;i just got off the phone with a csr there and was told that if you look on your recent activity, it has to say "Restaurant" and that makes it count.&lt;/P&gt;&lt;P&gt;so i checked mine and &lt;STRONG&gt;micky d's and Hardee's both say restaurant&lt;/STRONG&gt;.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's great to know! I've been thinking about signing up for the restaurant package myself. I hear the express&amp;nbsp;rewards points are not as good though. Anybody had a chance to redeem their points (from Amex Zync use)&amp;nbsp;for cash or gift cards? If so, about how long (and how much spending)&amp;nbsp;does it take to rack up points for lets say a $25 gift card?&lt;/P&gt;</description>
      <pubDate>Fri, 06 May 2011 13:07:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Zync-Approval/m-p/913588#M264068</guid>
      <dc:creator>daytrade5</dc:creator>
      <dc:date>2011-05-06T13:07:39Z</dc:date>
    </item>
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