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    <title>topic Re: Holiday Cheer =) in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106343#M26491</link>
    <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Yes, the Blue from American Express.&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Originally I apped for the Delta then called and requested "product change" to Blue.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;I'm tempted to follow in your footsteps, Megan. Delta vs. Blue. Which Blue did get it?</description>
    <pubDate>Fri, 30 Nov 2007 04:12:45 GMT</pubDate>
    <dc:creator>kclb</dc:creator>
    <dc:date>2007-11-30T04:12:45Z</dc:date>
    <item>
      <title>Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105205#M25903</link>
      <description>&lt;DIV&gt;Yesterday I received a letter from Capital One stating that they increased my limit from $500 to $1000, as well as encouraging me to use the card for holiday shopping (fat chance!) so it IS possible to get a CLI from them! It only took 2.5 years of perfect payments and about 4 weeks in the sockdrawer, haha.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Then today...I FINALLY received my Blue in the mail! Woo hoo! It is so pretty too you guys...I can't wait to make my first purchase!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks for all the help, this forum is great--happy holidays!&lt;/DIV&gt;</description>
      <pubDate>Wed, 28 Nov 2007 18:19:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105205#M25903</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-28T18:19:59Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105212#M25907</link>
      <description>&lt;DIV&gt;Congrats on both!&lt;/DIV&gt;</description>
      <pubDate>Wed, 28 Nov 2007 18:23:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105212#M25907</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-11-28T18:23:09Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105215#M25908</link>
      <description>&lt;DIV&gt;&lt;FONT size="4"&gt;&lt;FONT color="#ff0000"&gt;&lt;STRONG&gt;Happy Holidays&lt;/STRONG&gt;&lt;/FONT&gt; indeed Megan,&amp;nbsp; &lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="4"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="4"&gt;Nice work !!!&lt;/FONT&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 28 Nov 2007 18:26:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105215#M25908</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-28T18:26:57Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105313#M25944</link>
      <description>&lt;DIV&gt;BLUE!!&amp;nbsp; Congrats on both!&amp;nbsp;&amp;nbsp;I have two weeks until I get mine.&amp;nbsp; Can't wait.........&lt;/DIV&gt;</description>
      <pubDate>Wed, 28 Nov 2007 20:40:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105313#M25944</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-28T20:40:06Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105321#M25945</link>
      <description>&lt;DIV&gt;Congrats!!!&lt;/DIV&gt;</description>
      <pubDate>Wed, 28 Nov 2007 20:45:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105321#M25945</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-28T20:45:56Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105420#M25990</link>
      <description>Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?</description>
      <pubDate>Wed, 28 Nov 2007 22:58:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/105420#M25990</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-28T22:58:07Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106288#M26455</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Sylviatob wrote:&lt;BR /&gt;Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Yes, the Blue from American Express.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Originally I apped for the Delta then called and requested "product change" to Blue.&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 02:22:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106288#M26455</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T02:22:07Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106343#M26491</link>
      <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Yes, the Blue from American Express.&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Originally I apped for the Delta then called and requested "product change" to Blue.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;I'm tempted to follow in your footsteps, Megan. Delta vs. Blue. Which Blue did get it?</description>
      <pubDate>Fri, 30 Nov 2007 04:12:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106343#M26491</guid>
      <dc:creator>kclb</dc:creator>
      <dc:date>2007-11-30T04:12:45Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106390#M26521</link>
      <description>&lt;DIV&gt;Congrats!!!&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 05:52:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106390#M26521</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T05:52:28Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106719#M26694</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/77055"&gt;@kclb&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Yes, the Blue from American Express.&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Originally I apped for the Delta then called and requested "product change" to Blue.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;I'm tempted to follow in your footsteps, Megan. Delta vs. Blue. Which Blue did get it?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;For me, the regular Blue Points was the choice. I have a cash-back card already and I don't spend enough in a year to justify getting an airmiles card, so I just decided to go with the Blue Points. The rate on the Delta was outrageous at over 17%, and switching to the Blue brought me down to 11%. It just made more sense to me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks guys, it's exciting =)&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by MeganML84 on &lt;SPAN class="date_text"&gt;11-30-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;04:24 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 30 Nov 2007 21:24:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106719#M26694</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T21:24:10Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106722#M26696</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/77055"&gt;@kclb&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Congrats Megan! WTG! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;A dumb question: Blue? Is that an Amex card?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Yes, the Blue from American Express.&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Originally I apped for the Delta then called and requested "product change" to Blue.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;I'm tempted to follow in your footsteps, Megan. Delta vs. Blue. Which Blue did get it?&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;For me, the regular Blue Points was the choice. I have a cash-back card already and I don't spend enough in a year to justify getting an airmiles card, so I just decided to go with the Blue Points. The rate on the Delta was outrageous at over 17%, and switching to the Blue brought me down to 11%. It just made more sense to me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks guys, it's exciting =)&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by MeganML84 on &lt;SPAN class="date_text"&gt;11-30-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;04:24 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Plus the card looks cooler!! &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 21:26:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106722#M26696</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T21:26:04Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106732#M26701</link>
      <description>&lt;DIV&gt;Megan&lt;/DIV&gt;&lt;DIV&gt;Congrats on getting your blue! I remember your post about it taking so long. You finally got it. I bet you are one happy camper. A CLI and your new card.&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 21:35:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106732#M26701</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T21:35:13Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106744#M26710</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;jaybee wrote:&lt;BR /&gt;&lt;DIV&gt;Megan&lt;/DIV&gt;&lt;DIV&gt;Congrats on getting your blue! I remember your post about it taking so long. You finally got it. I bet you are one happy camper. A CLI and your new card.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;jaybee---Thanks! I would have NEVER gotten the card if I hadn't have called their customer service--they never even showed one as being issued to me (although it was showing up online under my account?) so the wonderful customer service that is of AMEX graciously sent the card overnight mail =) I really do heart AMEX!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;What are your scores? If your collection is gone you might have a really good shot....&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 21:46:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106744#M26710</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T21:46:46Z</dc:date>
    </item>
    <item>
      <title>Re: Holiday Cheer =)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106747#M26713</link>
      <description>&lt;DIV&gt;Yea I know. I am trying to be patient to app for AMEX. My scores are all in the mid 600's, I don't know how much my score will go up after the collection being removed. I thought it would be too soon to ck the scores&amp;nbsp;and see what they are.&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 21:49:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Holiday-Cheer/m-p/106747#M26713</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T21:49:00Z</dc:date>
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