topic Re: APR survey in Credit Cards

APR survey

Anonymous — Sun, 15 May 2011 00:40:40 GMT

I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs? I'll start...

Lowest: 9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx

Highest store card: 24.24% on my Best Buy store card

Highest non-store card: 18.99% on my Discover Open Road

How about you?

Re: APR survey

Anonymous — Sun, 15 May 2011 01:05:23 GMT

Lowest: 9.34% on my Discover More

Highest store card: 25.24% on my Best Buy card

Highest Non-Store Card: 20.99% on my Citi Platinum Select Visa (YUCK!)

Re: APR survey

OnTheRebound — Sun, 15 May 2011 01:10:09 GMT

@Anonymous wrote:
I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs? I'll start...

Lowest: 9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx
Highest store card: 24.24% on my Best Buy store card
Highest non-store card: 18.99% on my Discover Open Road

How about you?

Lowest: Penfed Gas Visa, Citi Platinum Select, both 13.99%

Highest: Chase Freedom. 29.24%

Highest Store Card: Home Depot, 25.99%. Lowes, 24.99%

No matter. We don't pay interest.

Re: APR survey

smc733 — Sun, 15 May 2011 02:22:54 GMT

Lowest: 10.99% on my BankAmericard Cash Rewards (Love this card)

Highest Store: 25.9% Amazon Store Card (Only store card)

Highest Normal: 22.9% Chase Freedom (If I dump this, would be Discover at 15.99)

Re: APR survey

tntexans72 — Sun, 15 May 2011 02:39:33 GMT

Lowest: 7.9% Chase Freedom (10-25% balance, PIF each statement)
Highest Store Card: 24.9% BB Store Card (PIF each month)
Highest non-store: 19.9% Priceline Rewards Visa (PIF each month)

Re: APR survey

trumpet-205 — Sun, 15 May 2011 03:11:49 GMT

Lowest - 16.9% Citi Dividend Platinum Select MC

Highest store - 26.9% GEMB/JCPenney

Highest nonstore - 24.9% Capital One Student Visa

Re: APR survey

Guava — Sun, 15 May 2011 04:03:20 GMT

Lowest:: 12.24% Citi Dividend Platinum Select Visa

Highest: 24.99 WFNNB Express Fashion CC

Re: APR survey

tsquad131 — Sun, 15 May 2011 04:43:06 GMT

lowest apr: 8.9%

suncoast schools fcu visa platinum

highest apr: hh gregg store card: 26.99%

capital one student rewards visa 23.9%

Re: APR survey

andre181 — Sun, 15 May 2011 04:48:37 GMT

LOL! I know this by heart, is that good or bad?

Lowest Nonstore Card: Citi Forward 12.74% with 10K CL

Highest Store Card: Younkers(HSBC) 23.99% with 1K CL

Highest Nonstore Card: Chase Freedom 24.24% with 3.3K CL

Re: APR survey

visorboy1974 — Sun, 15 May 2011 08:37:04 GMT

Lowest non-promotional: Alliant CU 10.24%

Highest non-store: Capital One 22.90% (oldest TL...I'm not closing it!!!)

Highest store: Dell Preferred 29.99%

Dell has a lot of 0% promotions though so I'm not complaining.

Re: APR survey

Anonymous — Sun, 15 May 2011 11:46:07 GMT

Lowest - 9.9% PSECU Visa

Highest store - 26.9% GEMB/Paypal SC

Highest nonstore - 18.9% Capital One Platinum

Re: APR survey

Anonymous — Sun, 15 May 2011 13:10:33 GMT

Lowest - 10.24% Alliant CU (Love this place!)

Highest store - 24.99% Lowes

Highest non-store - Airtran Barclays (old Juniper) Visa 27.24%

Currently AMEX Blue and Citi are 0 APR, so they are my everyday cards.

Re: APR survey

Noctilum — Sun, 15 May 2011 13:53:00 GMT

13.24% Chase Slate

Re: APR survey

Kay_Cee — Sun, 15 May 2011 14:23:59 GMT

Interest rates are:

Lowest - Chase Freedom - 9.99%

Highest non store card - Discover More 18.99% - Highest interest and lowest limit

WFNB Ann Taylor - 24.90%

Re: APR survey

Anonymous — Sun, 15 May 2011 14:33:36 GMT

Lowest: Nationwide Visa Platinum 7.24%

Highest: Sam's Club Discover 22.99%

Highest Store: Home Depot 22.99%

Re: APR survey

UFGuy2006 — Sun, 15 May 2011 15:01:34 GMT

Highest Store: N/A

Lowest: Citi Diamond Preferred 6.74%

Highest: USAA Mastercard 21.90%

Re: APR survey

Anonymous — Mon, 16 May 2011 04:26:03 GMT

Lowest Non-Promotional:
Navy Federal nRewards 9.75% (it's only this high because that was the USAFed rate)

Highest:
HSBC GM Card 22.49% (I thought it was going to be the Macy's Amex, but that was only 14.1%)

Re: APR survey

laz98 — Mon, 16 May 2011 21:43:15 GMT

mine: 12.65 - 25.99

gf: 7.9 - 29.99

Re: APR survey

TravellingNomad — Mon, 16 May 2011 21:51:14 GMT

highest: BBRZ MC 18.99

lowest : Cap1 MC 15.99

Discover at 16.99

Re: APR survey

Anonymous — Tue, 17 May 2011 01:05:38 GMT

Lowest: 17.99 Capital one Mastercard

Highest 29.99 Both Chase Mastercard & Visa

Highest Store Card JCP 26.99