topic Re: New Citi CLI form? in Credit Cards

New Citi CLI form?

smc733 — Mon, 02 May 2011 20:04:47 GMT

Logged on to Citi this afternoon, and got THIS:

What does everyone think?

Re: New Citi CLI form?

morganirish — Mon, 02 May 2011 20:19:09 GMT

I got this just recently. I asked for 1000. increase and they approved it right away.

Re: New Citi CLI form?

hedgeclipper2 — Mon, 02 May 2011 20:23:09 GMT

@morganirish wrote:
I got this just recently. I asked for 1000. increase and they approved it right away.

Me too. I asked for $1000, approved instantly. it even had a little blurb under it saying they did NOT pull my credit.

Re: New Citi CLI form?

smc733 — Mon, 02 May 2011 20:30:35 GMT

I want to take a stab at it, I'm just worried about it being a hard pull because of the language at the bottom...

Re: New Citi CLI form?

hedgeclipper2 — Mon, 02 May 2011 20:33:16 GMT

Has your account been open at least 6 months, and no increase in the last 3?

Re: New Citi CLI form?

smc733 — Mon, 02 May 2011 20:36:41 GMT

I had an increase in February, but I did so utilizing the long form/hard pull. Excluding that, I was last increased at the beginning of December via a soft. Should I just call and ask if I'm eligible for a soft-pull increase?

Re: New Citi CLI form?

moonman — Mon, 02 May 2011 23:31:16 GMT

I just received cli's on both of my Citi cards today and actually like it because they now give it like the way they did before the new laws but still conform to it by asking for a little info before the soft pull and then tell you what you are approved for.

Re: New Citi CLI form?

Anonymous — Mon, 02 May 2011 23:36:36 GMT

So even though it says they may pull a report they wont it will just be a soft pull???????????

Re: New Citi CLI form?

moonman — Mon, 02 May 2011 23:50:11 GMT

on both accounts it was instant and it was only a soft pull as usual.
@Anonymous wrote:
So even though it says they may pull a report they wont it will just be a soft pull???????????

Re: New Citi CLI form?

Anonymous — Mon, 02 May 2011 23:57:41 GMT

so you filled the form out, then went ot the conformation page then, clicked accept and waited ofr the answer?

Re: New Citi CLI form?

moonman — Tue, 03 May 2011 00:07:40 GMT

@Anonymous wrote:
so you filled the form out, then went ot the conformation page then, clicked accept and waited ofr the answer?

When i filled out the short form, it showed me instantly what i was approved for and i pushed accept and thats it. pretty quick

Re: New Citi CLI form?

Anonymous — Tue, 03 May 2011 00:09:27 GMT

oh, i have to fill it out then verify then submit and then get an answer is that a hard pull?

Re: New Citi CLI form?

jason86423 — Tue, 03 May 2011 00:10:32 GMT

Just tried the new form. Asked for a $1500 increase on both my cards. One card came back with approved for a lesser amount, $1000, no credit pull. ..the other card came back with your request has been sent to the credit department for review... just got an email with a denial...with a 7-10 day notice.

Re: New Citi CLI form?

scottwagnon — Tue, 03 May 2011 00:22:37 GMT

@smc733 wrote:
Logged on to Citi this afternoon, and got THIS:

What does everyone think?

this appears to be a hard pull if you ask me (says it right there on the form). and smc733, when you logged in today, did this pop up instantly, or did you actually scroll/click the cli link first?

Re: New Citi CLI form?

jason86423 — Tue, 03 May 2011 00:26:50 GMT

I clicked the CLI link. First account stated that no pull was used. 2nd account was a hard pull on EQ.

Re: New Citi CLI form?

Anonymous — Tue, 03 May 2011 00:31:37 GMT

do they always use equifax?

Re: New Citi CLI form?

jason86423 — Tue, 03 May 2011 00:33:47 GMT

All my Citi Cards have pulled EQ...this includes my AA Visa Sig, Plat M/C, Home Depot and Sunoco cards...

Re: New Citi CLI form?

Anonymous — Tue, 03 May 2011 00:34:51 GMT

what state do you live in? i have the aa platinum citicard and the platinum select

Re: New Citi CLI form?

jason86423 — Tue, 03 May 2011 00:39:32 GMT

Michigan

Re: New Citi CLI form?

moonman — Tue, 03 May 2011 00:41:16 GMT

I get credit limit increases on both of my Citi cards every three months(all softs) now like clockwork and if I click on the link before the three months is up a long form will show up which would be a hard pull on my credit reports. This new form must be what the csr's see when you had to call in for a cli request after the card act went into effect. I actually got used to calling in for cli's but it appears not anymore so far.