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    <title>topic Re: JCP confusing me in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106797#M26745</link>
    <description>call and ask I have this card and they are good with cli.</description>
    <pubDate>Fri, 30 Nov 2007 22:48:08 GMT</pubDate>
    <dc:creator>oneloveforall_2000</dc:creator>
    <dc:date>2007-11-30T22:48:08Z</dc:date>
    <item>
      <title>JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106784#M26738</link>
      <description>&lt;DIV&gt;So I get todays mail and I have a new JCP card (gol, now) but no CLI (which is what I was hoping for),&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I don't need GOLD - I want a CLI -- should Iask (again) or wait patiently for them to raise it.&amp;nbsp; Statement cut the 25/26 - due the 24th...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Or is just because I've benn putting $300/month on the card at CVS -- and PIF - that they think I shop alot so need the 'privileges'?&lt;/DIV&gt;</description>
      <pubDate>Fri, 30 Nov 2007 22:33:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106784#M26738</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T22:33:40Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106787#M26741</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;LOL!!&amp;nbsp; you can call and ask.&amp;nbsp; I am in the same situation.&amp;nbsp; I now havea Macy's Gold with the same old credit limit as the Red. Looks like they have the sametype of upgrade program as Macy's no greater limit but just perks.&amp;nbsp; Honestly, there's looks better than Macys'&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Brammy on &lt;SPAN class="date_text"&gt;11-30-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;05:38 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 30 Nov 2007 22:38:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106787#M26741</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T22:38:38Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106797#M26745</link>
      <description>call and ask I have this card and they are good with cli.</description>
      <pubDate>Fri, 30 Nov 2007 22:48:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106797#M26745</guid>
      <dc:creator>oneloveforall_2000</dc:creator>
      <dc:date>2007-11-30T22:48:08Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106823#M26758</link>
      <description>Scarlet, why don't you go online and access your account. There's a "love button" on the summary page. They don't pull a hard inq on you, I'm almost positive. When I hit the cli button, 45 days ago, I got no hard inq, but it did update to the CRA's the new cli.&lt;BR /&gt;&lt;BR /&gt;Maybe worth a shot. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; Good luck to you!&lt;BR /&gt;&lt;BR /&gt;P.S. JCP has 3 classes of store cards: red, gold, and black. I also have the gold. I talked to a csr 2 days ago and asked what I had to do to get the black card. Answer? "Spend more money with us." LOL! The tiers are based on how much you spend with them.&lt;BR /&gt;&lt;BR /&gt;if you need their back door number(different from the other GEMb #'s) let me know.&lt;BR /&gt;&lt;BR /&gt;Message Edited by Sylviatob on &lt;SPAN class="date_text"&gt;11-30-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;03:16 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 30 Nov 2007 23:16:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106823#M26758</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-30T23:16:33Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106867#M26780</link>
      <description>&lt;DIV&gt;I thought it was standard (Black), Gold and Plat -- I HAD A BLACK and they are saying they are upgrading me...&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 00:08:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106867#M26780</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T00:08:42Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106871#M26782</link>
      <description>&lt;DIV&gt;Its an upgrade in the amount of perksyou receive.&amp;nbsp; Happens whenever you spend over a certain dllr amount during the year.&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 00:16:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106871#M26782</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T00:16:48Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106934#M26826</link>
      <description>&lt;DIV&gt;No LUV from JCP - only that darn Gold Card - I want CLI not GOLD!!!&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 01:53:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/106934#M26826</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T01:53:21Z</dc:date>
    </item>
    <item>
      <title>Re: JCP confusing me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/107046#M26861</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;A target="top" href="http://ficoforums.myfico.com/fico/view_profile?user.id=59187"&gt;&lt;SPAN&gt;Sylviatob&lt;/SPAN&gt;&lt;/A&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;Could you please give me JCP back-door phone #. I have&amp;nbsp;1 closed JCP card&amp;nbsp; with 2 30s days late payment. GW letter didn't work but i will try to call them and see if they remove those 2 late payments.&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 06:50:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-confusing-me/m-p/107046#M26861</guid>
      <dc:creator>Bop</dc:creator>
      <dc:date>2007-12-01T06:50:56Z</dc:date>
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