topic Re: BoA Approval in Credit Cards

BoA Approval

Anonymous — Tue, 31 May 2011 22:43:37 GMT

OK, so I bit the bullet and apped for the Bank of America Cash Rewards CC and was instantly approved.

"Congratulations, your credit card application has been approved with a $5000 credit line! You will receive your credit card within 7 to 10 days and the Welcome Package within 10 to 14 days at the address you provided."

For more information regarding Bank of America products and services, please visit: http://www.bankofamerica.com

Your submission of this application indicates your agreement with each of the conditions and disclosures for this credit card account. 

I locked EQ just before apping haha!! I can afford one more inq on TU or EX, not sure just yet which they pulled.

I am now officially in "Garden Mode"

EDIT: Just refreshed my EX report, they pulled EX.

Re: BoA Approval

n777ua — Tue, 31 May 2011 22:52:45 GMT

Congrats on the approval . . . just curious, which monitoring service are you using that lets you refresh all three bureaus at any time ? (I know its a noob question)

Re: BoA Approval

toytoy — Tue, 31 May 2011 23:11:52 GMT

I just received this in the mail today and said wth and said why not and got the same message you did. I don't understand it bc I can't get a lowes or Home Depot Card for the life of me but I can get these major cc. Congrats to you!!!1

Re: BoA Approval

Anonymous — Wed, 01 Jun 2011 00:27:37 GMT

@n777ua wrote:
Congrats on the approval . . . just curious, which monitoring service are you using that lets you refresh all three bureaus at any time ? (I know its a noob question)

I use FreeCreditReport.com for EX (which I can refresh daily)

I use Equifax Identity Patrol (I think its called) so I can lock and unlock my EQ report at will, and also to monitor my EQ report (I can refresh my report daily as well)

I also use Fico's Score Watch so when anything changes on my EQ report I get a Fico score and 30% off future EQ reports.

I do not have a monitoring service for TU, I just pull a TU report from here when I want to see it (I always use a discount code) or I can order a 3 in 1 from FCR.com for 12.95 (discounted price because I've been a member with them for almost 3 years, 3 in1 is normally 29.95) But I have only ordered a 3 in 1 one time.

I do not mind paying the money for these services every month, it gives me peace of mind.

Thanks, I appreciate the replies!!

Re: BoA Approval

KeepSwimming — Wed, 01 Jun 2011 00:47:22 GMT

Nice job, Mustang! Was this inspired by my recent BofA success?

Re: BoA Approval

Anonymous — Wed, 01 Jun 2011 00:51:43 GMT

@KeepSwimming wrote:
Nice job, Mustang! Was this inspired by my recent BofA success?

It was actually right after I replied to your recon approval I decided to go for it, I had been wanting to get a BoA CC, I just kept putting it off.

So yeah, you were my inspiration, thank you for that!!