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    <title>topic Re: More Stpn2me Updates! AMEX application..... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109106#M27759</link>
    <description>My gawd, stpn! That is totally awesome! Congrats, and WTG!!</description>
    <pubDate>Tue, 04 Dec 2007 23:39:37 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-12-04T23:39:37Z</dc:date>
    <item>
      <title>More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109096#M27752</link>
      <description>&lt;DIV&gt;Hey everyone!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I just applied for the USAA AMEX cash rewards card! Guess what? I WAS APPROVED!! YAAAAA!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;11.4 APR (prime +3.9) $10,000 Credit Limit...pretty good I think. I didnt go for the rewards points card because I dont think I would use the points&amp;nbsp;all that much. I like the idea of a cash&amp;nbsp;back reward every Jan. What do you guys think? Would you have gotten the points card instead?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;P.S.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I wont be apping for anything else!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Stpn2me&lt;BR /&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 04 Dec 2007 23:32:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109096#M27752</guid>
      <dc:creator>stpn2me</dc:creator>
      <dc:date>2007-12-04T23:32:21Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109103#M27757</link>
      <description>&lt;DIV&gt;Down boy!!!&amp;nbsp; Down!!!&amp;nbsp; LOL!! CONGRATS!!!&amp;nbsp; Now check in at sleigh&lt;/DIV&gt;</description>
      <pubDate>Tue, 04 Dec 2007 23:36:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109103#M27757</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-04T23:36:55Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109106#M27759</link>
      <description>My gawd, stpn! That is totally awesome! Congrats, and WTG!!</description>
      <pubDate>Tue, 04 Dec 2007 23:39:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109106#M27759</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-04T23:39:37Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109116#M27765</link>
      <description>&lt;DIV&gt;I'll take silk sheets on my bed at the sleigh center please...oh yea, I can get them with my AMEX!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;LOL &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Stpn2me&lt;/DIV&gt;</description>
      <pubDate>Tue, 04 Dec 2007 23:44:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109116#M27765</guid>
      <dc:creator>stpn2me</dc:creator>
      <dc:date>2007-12-04T23:44:55Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109121#M27768</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
stpn2me wrote:&lt;BR /&gt;
&lt;DIV&gt;I'll take silk sheets on my bed at the sleigh center please...oh yea, I can get them with my AMEX!&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;LOL &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Stpn2me&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Only if you buy me a set with a downfilled mattress warmer...lol!!&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 04 Dec 2007 23:49:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109121#M27768</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-04T23:49:16Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109140#M27775</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/36830"&gt;@stpn2me&lt;/a&gt; wrote:&lt;BR /&gt;&lt;DIV&gt;Hey everyone!&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I just applied for the USAA AMEX cash rewards card! Guess what? I WAS APPROVED!! YAAAAA!!!&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;11.4 APR (prime +3.9) $10,000 Credit Limit...pretty good I think. I didnt go for the rewards points card because I dont think I would use the points all that much. I like the idea of a cash back reward every Jan. What do you guys think? Would you have gotten the points card instead?&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;P.S.&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I wont be apping for anything else!&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Stpn2me&lt;BR /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;Nice job! I started out with the cash rewards on my MasterCard, and when they gave me the AmEx, I went with the points. Without realizing it, I put a lot on the AmEx and got enough points to gift to my daughter so that she could use them on a plane ticket.&lt;BR /&gt;&lt;BR /&gt;I never even really noticed when they posted my cash rewards to the MC in January, and since I'm doing a bunch of remodeling, I converted the MC to points also. In the end, I think it's six of one, half a dozen of the other, except that I think that in the first year, you get more points when you charge.&lt;BR /&gt;&lt;BR /&gt;I was so clueless when I started with these things that I didn't even realize that I was getting anything, period, so I'm afraid I'm not much help on year 1 details! but congrats again --have fun!</description>
      <pubDate>Wed, 05 Dec 2007 00:10:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109140#M27775</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-12-05T00:10:40Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109143#M27776</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;Think I've heard that before around here&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Congrats!&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;stpn2me wrote:&lt;BR /&gt;&lt;DIV&gt;Hey everyone!..........&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;P.S.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I wont be apping for anything else!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Stpn2me&lt;BR /&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 05 Dec 2007 00:16:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109143#M27776</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-05T00:16:15Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109153#M27783</link>
      <description>&lt;DIV&gt;Thanks anyway hauling, you have been a great help and cheerleader the whole way!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Check out my capitalone rant I am about to post in a minute....&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Stpn2me&lt;/DIV&gt;</description>
      <pubDate>Wed, 05 Dec 2007 00:28:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109153#M27783</guid>
      <dc:creator>stpn2me</dc:creator>
      <dc:date>2007-12-05T00:28:44Z</dc:date>
    </item>
    <item>
      <title>Re: More Stpn2me Updates! AMEX application.....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109171#M27793</link>
      <description>&lt;DIV&gt;Congrats on your new Amex card.&lt;/DIV&gt;</description>
      <pubDate>Wed, 05 Dec 2007 00:46:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/More-Stpn2me-Updates-AMEX-application/m-p/109171#M27793</guid>
      <dc:creator>Red1Blue</dc:creator>
      <dc:date>2007-12-05T00:46:08Z</dc:date>
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