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    <title>topic : PSECU scores are up! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972874#M277734</link>
    <description>&lt;P&gt;Still my lowest score at the same 648&lt;/P&gt;</description>
    <pubDate>Tue, 12 Jul 2011 16:29:58 GMT</pubDate>
    <dc:creator>fot1</dc:creator>
    <dc:date>2011-07-12T16:29:58Z</dc:date>
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      <title>PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972640#M277685</link>
      <description>&lt;P&gt;Went from 661 last month to 756 due to a bogus collection coming off! Sweet!&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:43:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972640#M277685</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-12T13:43:09Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972642#M277686</link>
      <description>&lt;P&gt;Staying smooth at 703&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:44:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972642#M277686</guid>
      <dc:creator>visorboy1974</dc:creator>
      <dc:date>2011-07-12T13:44:54Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972648#M277688</link>
      <description>&lt;P&gt;Nice, I'm at 630. As usual EX is my lowest FICO. Last time I had my EX FICO, it was 489.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:52:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972648#M277688</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2011-07-12T13:52:50Z</dc:date>
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    <item>
      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972650#M277689</link>
      <description>&lt;P&gt;Weird, I didn't get the e-mail yet.&amp;nbsp; EX is always my lowest as well.&amp;nbsp; Thank goodness Amex looks beyond FICO scores.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:54:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972650#M277689</guid>
      <dc:creator>clocktick</dc:creator>
      <dc:date>2011-07-12T13:54:37Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972652#M277690</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/205132"&gt;@clocktick&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Weird, I didn't get the e-mail yet.&amp;nbsp; EX is always my lowest as well.&amp;nbsp; Thank goodness Amex looks beyond FICO scores.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I didn't either. I check like a maniac on the 2nd Tuesday. I'll probably get the email later though.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:56:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972652#M277690</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-12T13:56:07Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972654#M277691</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/205132"&gt;@clocktick&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Weird, I didn't get the e-mail yet.&amp;nbsp; EX is always my lowest as well.&amp;nbsp; Thank goodness Amex looks beyond FICO scores.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I didnt get any email either, although I have it setup. I just logged on here and saw this meeage and decided to log onto PSECU&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:57:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972654#M277691</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2011-07-12T13:57:53Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972660#M277694</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/139417"&gt;@CS800&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Nice, I'm at 630. As usual EX is my lowest FICO. Last time I had my EX FICO, it was 489.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Wow! 141 points is quite a rise! Congrats! You'll be in the 700 Club with EX in no time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FICO High Achiever Status continues to mock me, even on EX... 759! Couldn't they have let me borrow one measly point??? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 13:58:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972660#M277694</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-12T13:58:54Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972668#M277695</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/139417"&gt;@CS800&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/205132"&gt;@clocktick&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Weird, I didn't get the e-mail yet.&amp;nbsp; EX is always my lowest as well.&amp;nbsp; Thank goodness Amex looks beyond FICO scores.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I didnt get any email either, although I have it setup. I just logged on here and saw this meeage and decided to log onto PSECU&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If previous experience prevails, you'll get the e-mail sometime this afternoon!&amp;nbsp; &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 14:04:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972668#M277695</guid>
      <dc:creator>visorboy1974</dc:creator>
      <dc:date>2011-07-12T14:04:34Z</dc:date>
    </item>
    <item>
      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972670#M277696</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/139417"&gt;@CS800&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Nice, I'm at 630. As usual EX is my lowest FICO. Last time I had my EX FICO, it was 489.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Wow! 141 points is quite a rise! Congrats! You'll be in the 700 Club with EX in no time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FICO High Achiever Status continues to mock me, even on EX... 759! Couldn't they have let me borrow one measly point??? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, I have been working hard to the point that I have paid off all my closed credit cards and my current credit card util is 2%&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I give myself another year from today to be at least another 100 points higher or if I can get kay jewellers to delete that PIF collection that I have with them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One more month and you will pass the 760 mark. How many points on average do you get from EX every month?&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 15:23:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972670#M277696</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2011-07-12T15:23:53Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972684#M277700</link>
      <description>&lt;P&gt;Awesome! I'm in the 700 club at 725!!&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 14:14:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972684#M277700</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-12T14:14:23Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972732#M277704</link>
      <description>&lt;P&gt;i'm not in the 700 club yet but i'm just 3pts away with experian&amp;nbsp;and that feels wonderful especially from where i started last year with all of my credit scores being in the mid and high five hundreds. equifax is always my lowest. so CONGRATS to the 700 club members.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 14:45:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972732#M277704</guid>
      <dc:creator>grussell70</dc:creator>
      <dc:date>2011-07-12T14:45:46Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972782#M277714</link>
      <description>&lt;P&gt;I think if Kay's delete that darn collection tthat I have paid them in full, my score would go up a lot. So far no luck with the GW.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But hopefully I can reach 670 or above by the end of this year on all my scores.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 15:22:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972782#M277714</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2011-07-12T15:22:12Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972868#M277733</link>
      <description>&lt;P&gt;&amp;nbsp;I just got mine from PSECU my experian score is 700 on the nose&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; The one credit card didn't report yet with payment made this month my util is at 12% after this payment it will be at around 5% I was thinking about applying for there 20/20 combo, but now I am scared again, think I will &amp;nbsp;wait till next month and hope score will go up a few points for getting under 9% util.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 16:25:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972868#M277733</guid>
      <dc:creator>markcerm</dc:creator>
      <dc:date>2011-07-12T16:25:03Z</dc:date>
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      <title>: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972874#M277734</link>
      <description>&lt;P&gt;Still my lowest score at the same 648&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 16:29:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972874#M277734</guid>
      <dc:creator>fot1</dc:creator>
      <dc:date>2011-07-12T16:29:58Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972882#M277736</link>
      <description>&lt;P&gt;I'm happy this score is up &lt;EM&gt;near&lt;/EM&gt; where my other 2 are.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 16:40:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972882#M277736</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-07-12T16:40:22Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972894#M277737</link>
      <description>&lt;P&gt;712 for me... up from 706 last month...&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 17:08:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972894#M277737</guid>
      <dc:creator>vish1</dc:creator>
      <dc:date>2011-07-12T17:08:46Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972912#M277742</link>
      <description>&lt;P&gt;For the 3rd month in a row, my Experian score has not moved...&lt;/P&gt;</description>
      <pubDate>Tue, 12 Jul 2011 17:33:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/972912#M277742</guid>
      <dc:creator>smc733</dc:creator>
      <dc:date>2011-07-12T17:33:49Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973546#M277870</link>
      <description>My EX went down one point to 651 but I did have two inq's and two new accts.</description>
      <pubDate>Wed, 13 Jul 2011 04:27:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973546#M277870</guid>
      <dc:creator>Believe1970</dc:creator>
      <dc:date>2011-07-13T04:27:59Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973586#M277876</link>
      <description>&lt;P&gt;785 - down 32 points thanks to apps and CLIs....first new accts in a year.&amp;nbsp; Will be back to normal in about 6 months.&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 13 Jul 2011 05:42:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973586#M277876</guid>
      <dc:creator>TangMeister</dc:creator>
      <dc:date>2011-07-13T05:42:57Z</dc:date>
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      <title>Re: PSECU scores are up!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973628#M277888</link>
      <description>&lt;P&gt;634. Sweeeet!&lt;/P&gt;</description>
      <pubDate>Wed, 13 Jul 2011 10:44:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PSECU-scores-are-up/m-p/973628#M277888</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2011-07-13T10:44:01Z</dc:date>
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