topic Re: Embarrassing Credit Cards in Credit Cards

Embarrassing Credit Cards

DI — Thu, 21 Jul 2011 23:43:02 GMT

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

Re: Embarrassing Credit Cards

Anonymous — Thu, 21 Jul 2011 23:46:41 GMT

Better than waiting for someone to count coins.

But nah lots of people probably don't even notice some credit cards are better.

Re: Embarrassing Credit Cards

Anonymous — Thu, 21 Jul 2011 23:49:49 GMT

@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

Embarrassed? Heck no! I'd be grateful that they were generous enough to pick up the check.

Re: Embarrassing Credit Cards

Anonymous — Thu, 21 Jul 2011 23:51:20 GMT

Most people don't know. Most people wouldn't care.

If I were to witness my company pay with a First Premier card, I certainly wouldn't say anything to embarrass them. I'd rather have someone pay for my meal with a FP, though, than pay their meal with my Amex. You never know with Amex. They might just shut your card down when you are trying to pay. Now, that's really embarrassing.

Re: Embarrassing Credit Cards

addicted_to_credit — Fri, 22 Jul 2011 00:13:12 GMT

I my line of work pulling out an orchard, credit one, ect ect could break a deal bare minimum amex gold maybe amex plat the green card maybe lacking to some people DW "HAD" to have an amex for her job for this very reason no one wants to make a millions of dollars deal with by all appearances a broke business man/ woman weather its a 400 orchard or 40000 HSBC every one knows HSBC deals with a lot of people with less than stellar credit I was one personally I could care less either way but its the world we live in its all about whats in your wallet

Re: Embarrassing Credit Cards

fused — Fri, 22 Jul 2011 00:13:48 GMT

@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

I probably wouldn't even notice. I don't look at other people's CCs much.

Re: Embarrassing Credit Cards

DI — Fri, 22 Jul 2011 00:18:56 GMT

@fused wrote:

@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.
I probably wouldn't even notice. I don't look at other people's CCs much.

I've always been in situations where when its time to pay the bill, the waitress brings the bill and leave. We write in the tip and set the credit card and bill on the table for them to pick up.

Re: Embarrassing Credit Cards

trumpet-205 — Fri, 22 Jul 2011 00:23:16 GMT

You probably should pay upfront, cause some waitress are known to skim your credit card when your card is not within your sight.

Re: Embarrassing Credit Cards

DI — Fri, 22 Jul 2011 00:25:28 GMT

@trumpet-205 wrote:
You probably should pay upfront, cause some waitress are known to skim your credit card when your card is not within your sight.

As much as I keep an eye on my bank accounts and credit reports, I'd be able to pinpoint quickly who the culprit is.

Re: Embarrassing Credit CardsS

IowaGuy — Fri, 22 Jul 2011 00:58:43 GMT

If the restaurant doesn't have a check presenter (black leather holder) that can hide a payer's card, then its a subprime restaurant.

99% of people won't know the difference between an Amex card and a First Premier. The 1% people that do are mostly merchants wishing you paid with FP.

Most retail stores have self sliding swipers. A lot of restaurants now allow customer to pay at register to avoid skimming...

Having a card is more about how useful it is then it's image these days.

My Amex gold pr just arrived today, and it is a pretty card in my wallet.

Re: Embarrassing Credit CardsS

haulingthescoreup — Fri, 22 Jul 2011 00:53:37 GMT

Nope, I don't consider any CC embarrassing, with the possible exception of a Hooters card. Those eyes...

Re: Embarrassing Credit CardsS

DI — Fri, 22 Jul 2011 00:59:46 GMT

@haulingthescoreup wrote:
Nope, I don't consider any CC embarrassing, with the possible exception of a Hooters card. Those eyes...

Woo too, woo too hoot!

Re: Embarrassing Credit Cards

MarineVietVet — Fri, 22 Jul 2011 01:00:58 GMT

@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

I would hope not too many people are that shallow but I'm afraid there are some snobs who would notice something like that and be embarrassed.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Embarrassing Credit Cards

DI — Fri, 22 Jul 2011 01:03:57 GMT

@MarineVietVet wrote:
@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

I would hope not too many people are that shallow but I'm afraid there are some snobs who would notice something like that and be embarrassed.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Visit South Beach and you'd see just how shallow people can be.

Re: Embarrassing Credit CardsS

unlucky_hove — Fri, 22 Jul 2011 01:12:25 GMT

Since the hypothetical question is directed at us (those who know the difference) and not people who wont know the difference, i can say I personally woulndt be embarrassed. My mind would probably go to "I wonder what kind of credit problems he/she had." With that said i would never go to a high end store and pay with orchard or FP. I went to buy DW a gift from a high end jewelery store for xmas, as i was sitting there waiting for my gift to be wrapped (drinking champagne and watching a 50" tv in very comfortable chairs) i debated whether or not i wanted to pay using my credit union cc or my cap1 with a pic of my dog. Obviously i choose the the credit union cc because i didnt want any funny looks and its hard to look professional with that card. All they care about is to getting paid, that was my personal problem

Re: Embarrassing Credit CardsS

DI — Fri, 22 Jul 2011 01:18:34 GMT

@unlucky_hove wrote:
Since the hypothetical question is directed at us (those who know the difference) and not people who wont know the difference, i can say I personally woulndt be embarrassed. My mind would probably go to "I wonder what kind of credit problems he/she had." With that said i would never go to a high end store and pay with orchard or FP. I went to buy DW a gift from a high end jewelery store for xmas, as i was sitting there waiting for my gift to be wrapped (drinking champagne and watching a 50" tv in very comfortable chairs) i debated whether or not i wanted to pay using my credit union cc or my cap1 with a pic of my dog. Obviously i choose the the credit union cc because i didnt want any funny looks and its hard to look professional with that card. All they care about is to getting paid, that was my personal problem

That was my thought and what prompted me to post the question.

Re: Embarrassing Credit CardsS

visorboy1974 — Fri, 22 Jul 2011 01:27:47 GMT

Embarrassed? No. As long as the charge goes through, I don't care if it was made on a Kardashian Kard or Amex Platinum. I think that most people would be grateful for the meal rather than worry about the card status. One qualifier: I'd definitely separate business from personal occasions though as one of the previous posters has stated and a good many companies have corp cards just for that occasion.

I'd say the only cards that would get my attention are the JP Morgan Palladium and Amex Centurion since I don't typically hang out in those circles. I would definitely start wondering about who I'm rubbing elbows with!

Popping bottles at the club would be a different story, but I don't think anybody has a high enough limit on their FP card to do that in SoBe!!!

Re: Embarrassing Credit CardsS

OnTheRebound — Fri, 22 Jul 2011 01:45:03 GMT

I cannot care less.

Re: Embarrassing Credit Cards

Anonymous — Fri, 22 Jul 2011 02:04:13 GMT

@DI wrote:
@MarineVietVet wrote:
@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

I would hope not too many people are that shallow but I'm afraid there are some snobs who would notice something like that and be embarrassed.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Visit South Beach and you'd see just how shallow people can be.

Perhaps. All I can say is that I prefer to choose my friends from the deep end of the pool.

Re: Embarrassing Credit Cards

KIPPIE12 — Fri, 22 Jul 2011 02:17:59 GMT

@Anonymous wrote:
@DI wrote:
@MarineVietVet wrote:
@DI wrote:

Hypothetical question. If you were out having lunch/dinner at a high end restaurant, and someone within the group pull out an Orchard or First Premier card, would you be embarrassed? I expect to see meals being paid for with an AMEX card or some other uber card.

I would hope not too many people are that shallow but I'm afraid there are some snobs who would notice something like that and be embarrassed.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Visit South Beach and you'd see just how shallow people can be.

Perhaps. All I can say is that I prefer to choose my friends from the deep end of the pool. Amen to that!