topic Re: Holy smokes Capital One! in Credit Cards

Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 12:59:48 GMT

I logged into my account this morning because I had PIF yesterday my July monthly statement. I was just verifying that everything went smoothly.

Low and behold my limit was increased from $500 to $1500 !!!!!! Thank you Capital One for the CLI

I got this card last September to restablish my credit after letting all my bad stuff fall off after years of my credit being a mess. My original CL was $300 and was enrolled in the credit steps plan. They bumped me to $500 in February of this year and now $1500.

Re: Holy smokes Capital One!

Datx — Wed, 27 Jul 2011 13:08:43 GMT

Congrats! Not too shabby, seems like we are hearing more and more of these good stories from Cap One recently. Maybe I will get some love from them one day.

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 13:37:12 GMT

Which card do you have with them? I have 3 and have not got a CLI yet. 2 I can understand because I just got them a few months back and they are enrolled in the strps program. Both of those have a $500 limit. The other I have had since Sept 2009 and have yet to get a CLI...currently has a limit of $1000.

Re: Holy smokes Capital One!

unlucky_hove — Wed, 27 Jul 2011 13:41:08 GMT

I wish they would show me some love

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 14:02:48 GMT

Congrats, not sure if I am stuck at $750 or not LOL but nice CLI

Re: Holy smokes Capital One!

visorboy1974 — Wed, 27 Jul 2011 14:03:24 GMT

@unlucky_hove wrote:
I wish they would show me some love

Same here!

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 14:18:51 GMT

Congrats! That's a nice CLI from Cap1. I've heard that they're loosening up a bit with CLIs, so hopefully they'll start spreading the luv around.

Re: Holy smokes Capital One!

Datx — Wed, 27 Jul 2011 14:23:34 GMT

Dear Cap One,

Show me the MONEY!

Regards,

-MCS

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 14:28:06 GMT

@MyCreditStinks wrote:
Congrats! Not too shabby, seems like we are hearing more and more of these good stories from Cap One recently. Maybe I will get some love from them one day.

Agreed. I keep seeing more and more posts like this. Gives you a bit of hope.

Re: Holy smokes Capital One!

Mekitcat — Wed, 27 Jul 2011 14:32:53 GMT

Yeah I want some of that luv too!

As soon as I read your post, I logged onto my account hoping I got luv too... but no ( wonder if others looked too lol )

Re: Holy smokes Capital One!

Datx — Wed, 27 Jul 2011 14:41:31 GMT

@Mekitcat wrote:
Yeah I want some of that luv too!

As soon as I read your post, I logged onto my account hoping I got luv too... but no ( wonder if others looked too lol )

Guilty here.

Re: Holy smokes Capital One!

minimock — Wed, 27 Jul 2011 14:43:40 GMT

@Mekitcat wrote:
Yeah I want some of that luv too!

As soon as I read your post, I logged onto my account hoping I got luv too... but no ( wonder if others looked too lol )

I did to, and I pushed that sadistic modify your features button again for the 1000nd time LOL

Re: Holy smokes Capital One!

trumpet-205 — Wed, 27 Jul 2011 14:45:43 GMT

Well, they didn't give me CLI (still $750). But yesterday I received an offer from Capital One saying that if I use their card on Office Depot for $75 or above, there will be a $20 off.

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 14:54:33 GMT

I ditched my cap1 for a while and never looked back. Congrat to those who get LUV. I just can't wait stucking in $500 limit without any rewards.

Re: Holy smokes Capital One!

unlucky_hove — Wed, 27 Jul 2011 16:37:55 GMT

Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 16:42:15 GMT

@unlucky_hove wrote:
Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.

I have heard of anything like that. How would you know what type of account you had and how much you were able to recieve CLI too?

Re: Holy smokes Capital One!

unlucky_hove — Wed, 27 Jul 2011 17:00:50 GMT

@Anonymous wrote:
@unlucky_hove wrote:
Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.
I have heard of anything like that. How would you know what type of account you had and how much you were able to recieve CLI too?

You can call and speak to a CSR, just ask them what is the credit line range for your account (or the maximum CL your card could have). Generally the rebuilders with $59 AF range is $250-$1000, the $39 AF is $250-$3000 (not sure about the others). You cannot find out how much of a CLI you will receive, or even if you will get one. In my case, my CL is $500 now but my account type will only go up to 1k, so if i get an increase the maximum I will receive is another $500.

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 17:27:44 GMT

My CapitalOne is so sockdrawered I don't know where it is.

I use it to pay my cell phone bill. Automatically. Then I pay it off in full. Those $0.20 will come in handy as an annual credit.

Re: Holy smokes Capital One!

emptypockets — Wed, 27 Jul 2011 20:14:04 GMT

I checked mine too, no dice!

Re: Holy smokes Capital One!

Anonymous — Wed, 27 Jul 2011 22:31:53 GMT

I have the Plantinum Mastercard with the yucky rate of 24.95% Although that doesn't matter to me right now because I PIF every month. I'm really excited about the automatic CLI that I got though!