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    <title>topic what is FR? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47594#M2822</link>
    <description>&lt;DIV&gt;I have been reading about FR with Amex. what is that?&lt;/DIV&gt;</description>
    <pubDate>Fri, 10 Aug 2007 21:05:07 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-08-10T21:05:07Z</dc:date>
    <item>
      <title>what is FR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47594#M2822</link>
      <description>&lt;DIV&gt;I have been reading about FR with Amex. what is that?&lt;/DIV&gt;</description>
      <pubDate>Fri, 10 Aug 2007 21:05:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47594#M2822</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-08-10T21:05:07Z</dc:date>
    </item>
    <item>
      <title>Re: what is FR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47605#M2828</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
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&lt;HR /&gt;
overwhelmed wrote:&lt;BR /&gt;
&lt;DIV&gt;I have been reading about FR with Amex. what is that?&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;FR = Financial Review. In most cases Amex will suddenly and &lt;EM&gt;sometimes&lt;/EM&gt; without warning freeze all your accounts until you provide proof of your HHI (household income). The FR process requires you to submit pay stubs, IRS documents and/or a full blown audit with a CPA (this according to Tuscani). There have been a lot posts on this subject. To learn more, do a message search at the top of your screen. Try &lt;EM&gt;F/R&lt;/EM&gt; or &lt;EM&gt;Amex F/R&lt;/EM&gt; (or Amex FR). &lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 10 Aug 2007 21:28:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47605#M2828</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-08-10T21:28:43Z</dc:date>
    </item>
    <item>
      <title>Re: what is FR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47607#M2830</link>
      <description>&lt;DIV&gt;even freeze accounts that aren't amex?&lt;/DIV&gt;</description>
      <pubDate>Fri, 10 Aug 2007 21:30:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47607#M2830</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-08-10T21:30:58Z</dc:date>
    </item>
    <item>
      <title>Re: what is FR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47611#M2834</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
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&lt;DIV&gt;
&lt;HR /&gt;
overwhelmed wrote:&lt;BR /&gt;
&lt;DIV&gt;even freeze accounts that aren't amex?&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Nope. Only Amex accounts.&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 10 Aug 2007 21:34:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/what-is-FR/m-p/47611#M2834</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-08-10T21:34:20Z</dc:date>
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