topic Re: Bank or Card with biggest starting balances in Credit Cards

Bank or Card with biggest starting balances

kal9988 — Thu, 04 Aug 2011 17:25:50 GMT

If you have decent fico scores (700-725), which bank or card would you recommend that has the biggest starting balance? I want to increase my credit utilization.

Re: Bank or Card with biggest starting balances

wmarat — Thu, 04 Aug 2011 17:39:40 GMT

Do you mean credit line/limit?

If yes, the biggest lines I've got , were from credit unions.

Re: Bank or Card with biggest starting balances

OnTheRebound — Thu, 04 Aug 2011 19:05:05 GMT

Citi has been overly generous with me.

Re: Bank or Card with biggest starting balances

Anonymous — Thu, 04 Aug 2011 22:17:08 GMT

@kal9988 wrote:
If you have decent fico scores (700-725), which bank or card would you recommend that has the biggest starting balance? I want to increase my credit utilization.

Do you currently have high utilization? If so, that may impact which cards would be most likely to issue a decent CL.

And I'll cast my vote for CU's as well.

Re: Bank or Card with biggest starting balances

Karunch — Thu, 04 Aug 2011 22:27:21 GMT

I'd definitely say that a credit union would be your best best as well. If you're eligible, Navy Federal Credit Union seems to be pretty good with limits. NFCU gave me a $14,000 credit limit on my Cash Rewards Visa, while none of my other cards have a limit above $2,000. My TU and EQ FICO scores are both around 675.