topic Re: IdentityMonitor® from Citi® - SCAM! in Credit Cards

IdentityMonitor® from Citi®

Anonymous — Tue, 11 Mar 2008 17:35:08 GMT

Mods, if this isn't the best place for this, feel free to move it around.

Does anyone have this service? What's been your experience with the product?

When I activated my new Citi card yesterday, the deal sounded so good, I couldn't resist it.

A 3 in 1 monitoring service, PLUS you can pull daily all 3 CR's for $12.95/mo. I'm not sure if it include scores, but they'd be FAKO for sure, and that really doesn't matter.

Re: IdentityMonitor® from Citi®

Anonymous — Tue, 11 Mar 2008 17:44:33 GMT

I don't have this service, but I looked at it on the Citibank website. Were you offered a 30 day free trial membership?

Re: IdentityMonitor® from Citi®

SonorityGenius — Tue, 11 Mar 2008 17:48:57 GMT

Hi Syl,

I am not sure it lets you pull daily..but let us know in a month =)

IMO the best monitoring service is CreditSecure via Amex - daily pulls without waiting 24+1 and their layout is so much well organized!

Forgot to add its only $11.99!!

Message Edited by SonorityGenius on 03-11-2008 10:48 AM

Re: IdentityMonitor® from Citi®

Red1Blue — Tue, 11 Mar 2008 17:48:47 GMT

I dont have it either. I'll be curious to find out how it works. I am happy with TC / CS for now.

Re: IdentityMonitor® from Citi®

Anonymous — Tue, 11 Mar 2008 17:49:43 GMT

Yes I was. I can't wait to get the paperwork, to peruse it carefully.

I currently have EXP's Triple Advantage cms at $12.95/mo as well. It's pretty good. Updates me very quickly, but I can only pull EXP CR's....daily if I wish. That will be canceled if I decide to keep thing from Citi.

Apparently when you sign up for this cms, you also automatically sign up for paperless statements that I wasn't aware of. lol

Re: IdentityMonitor® from Citi®

Anonymous — Tue, 11 Mar 2008 23:50:02 GMT

I have it and it is okay. It is a monthly puller, and it is an Intersections product. Intersections has the same service for alot of other banks (Bank of America, WaMu, Household, Wachovia...just to name a few). As a matter of fact, my wife decided to try Bank of America's product, which turned out to be exactly the same, with the exception of it beingan every three month puller. I also use NC Identity Protect, which is a TrueCredt product, and the layout is MUCH better than Citi's layout. The only reason I am keeping the Citi product is because I only pay $4.95 a month.

Re: IdentityMonitor® from Citi®

BBYGRL — Wed, 12 Mar 2008 00:43:43 GMT

Hey Syl!

I just activated my new Citi card and I was pondering the same thing. Let us know your thoughts on the service if you sign up.

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 03:25:02 GMT

Will do BBYGRL!

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 03:49:51 GMT

@Anonymous wrote:
I have it and it is okay. It is a monthly puller, and it is an Intersections product. Intersections has the same service for alot of other banks (Bank of America, WaMu, Household, Wachovia...just to name a few). As a matter of fact, my wife decided to try Bank of America's product, which turned out to be exactly the same, with the exception of it beingan every three month puller. I also use NC Identity Protect, which is a TrueCredt product, and the layout is MUCH better than Citi's layout. The only reason I am keeping the Citi product is because I only pay $4.95 a month.

Wow. Only $4.95/mo? How did you pull that off?

And thanks for chiming in.

Re: IdentityMonitor® from Citi®

bb1000 — Wed, 12 Mar 2008 04:11:47 GMT

I don't think monthly pullers are very useful for most people, aside from maybe the price of them. There are several good Truecredit affiliates (Chase Identity Protection, National City ID Protect, Privacy Matters 1-2-3, to name a few), CreditSecure, of course, which is an Experian product, and a new one just like CS: creditchecktotal.com Chase also has another product. The format of it is awful, but it's always good to have multiple daily pullers : chaseidprotection.com.

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 08:28:29 GMT

@Anonymous wrote:

@Anonymous wrote:
I have it and it is okay. It is a monthly puller, and it is an Intersections product. Intersections has the same service for alot of other banks (Bank of America, WaMu, Household, Wachovia...just to name a few). As a matter of fact, my wife decided to try Bank of America's product, which turned out to be exactly the same, with the exception of it beingan every three month puller. I also use NC Identity Protect, which is a TrueCredt product, and the layout is MUCH better than Citi's layout. The only reason I am keeping the Citi product is because I only pay $4.95 a month.

Wow. Only $4.95/mo? How did you pull that off?

And thanks for chiming in.

Hello Sylvia, Sorry ... I am late to join in this thread, because I came home late.

Yes, I do have this service ... Online, not in paper ... and I am happy with this service. It was $9.95/mo and when I call them to cancel the service, they reduce it $6.95/mo since October, 07'. What I really love about their service are Analyzer and Alert system. This service provide you a new CR every 30 days. Until then, you can review your CR any time you want to without any charge.

Analyzer:

1. You can select the EQ/EP/TU.

2. Choose from 6 simulations with multiple scenarios.

I always use "Create a custom scenario" ... In this way,

a) You can add new inq by choosing the inq type.

b) You can add new acct by choosing the acct type and CL amount.

c) You can change the balance to the amount you want individually(each acct).

d) You can change the CL.

e) You can also change the scenario status .... like ... late 30 days/60 days, closed.

f) Click "Calculate What if?" after you changed information on each acct.

g) Then you will see "Estimate Impact" of number with + or - sign.

h) You can click "Reset" and play with it over and over.

* I am depending on this Analyzer to see does my score goes-up or goes-down.

Alert System; This service is really quick!

You should try this for 30 days to see you are going to like it or not. Then you can call for cancel if you don't want to keep it. It does not hurt your CR for just trying the product/service. They might give you a discount ....

Hello gomab2k4,

How did you get that special price? Good deal !!

Let me call after they open .... I want to ask to give me the same $4.95 !

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 14:17:13 GMT

Gosh bunnyrabbit, thanks SO much for your post! you gave a GREAT description of the product. I can't wait to try it out. And good idea of threatening to cancel if they don't lower the score. Kind of like what you do with HSBC on a cli! LOL.

You can do a LOT of stuff with it on the Analyzer. EXP's Triple Advantage offers nothing like that.

If it performs like I think it will, I'm going to like it.

Thanks again!

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 14:20:54 GMT

I have a link that I believe is for Citi employees, but works for everyone...

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 15:18:05 GMT

@Anonymous wrote:
I have a link that I believe is for Citi employees, but works for everyone...

gomab, you really know how to hurt a girl. You make a statement like that and omit the link. You tease you!

Welllllllllll?????

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 17:23:39 GMT

You're welcome Sylvia and everyone. I just got off the phone with Citi Identity Montor Customer Service, they told me Reg monthly fee is $12.95 and My monthly fee is very special and not many people have that low rate. yeaaaaaaaaay! I hope it is true.

gomab, they said you must be an employee to get that very low rate.

gomab2k4 wrote:
I have a link that I believe is for Citi employees, but works for everyone...

Really? That's so nice!

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 18:10:03 GMT

I apologize. I am typing in this forum from my phone. However, as soon as I get home from work, I will either post the link for send it PM.

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 18:12:12 GMT

You do not have to be an employee, because I am not employed by Citi. I think it is a promotion rate that they call their "employee plan".

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 18:31:24 GMT

Can you please PM me the link? I may be interested. Thanks!

Re: IdentityMonitor® from Citi®

pattycake — Wed, 12 Mar 2008 19:57:24 GMT

I had it, but I think $12.95 is too much for something that I can only pull monthly. I got the same service through Costco for $7.49 or so.

Re: IdentityMonitor® from Citi®

Anonymous — Wed, 12 Mar 2008 23:25:45 GMT

$4.95 deal as promised:

http://www.identitymonitor.citi.com/index.aspx?source=IMN00112

Message Edited by gomab2k4 on 03-12-2008 04:25 PM