topic Re: Walmart Card Comment in Credit Cards

Walmart Card Comment

Booner72 — Wed, 24 Aug 2011 19:05:07 GMT

Just applied online to get the TU score and was approved. No TU score til I get the card. I asked her if she knew which scoring model and she said she didn't know. I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that. gggrrrr.

Did anyone find out yet which TU they use?

Re: Walmart Card Comment

MarineVietVet — Wed, 24 Aug 2011 19:15:23 GMT

@Booner72 wrote:
Just applied online to get the TU score and was approved. No TU score til I get the card. I asked her if she knew which scoring model and she said she didn't know. I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that. gggrrrr.

Did anyone find out yet which TU they use?

I still haven't heard anything.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Walmart Card Comment

UFGuy2006 — Wed, 24 Aug 2011 20:50:59 GMT

@Booner72 wrote:
Just applied online to get the TU score and was approved. No TU score til I get the card. I asked her if she knew which scoring model and she said she didn't know. I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that. gggrrrr.

Did anyone find out yet which TU they use?

Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.

Re: Walmart Card Comment

Booner72 — Wed, 24 Aug 2011 21:16:29 GMT

@UFGuy2006 wrote:
@Booner72 wrote:
Just applied online to get the TU score and was approved. No TU score til I get the card. I asked her if she knew which scoring model and she said she didn't know. I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that. gggrrrr.

Did anyone find out yet which TU they use?

Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.

That's total BS! I was instantly approved and NO 20.00! F words

Re: Walmart Card Comment

kjm79 — Wed, 24 Aug 2011 22:07:23 GMT

@Booner72 wrote:
@UFGuy2006 wrote:
@Booner72 wrote:
Just applied online to get the TU score and was approved. No TU score til I get the card. I asked her if she knew which scoring model and she said she didn't know. I also got RIPPED OFF and don't get the 20.00 credit because I was supposed to already have something in my online cart for that. gggrrrr.

Did anyone find out yet which TU they use?

Yep I was pretty annoyed when I got the call in notice when applying online. I called in, gave additional information and was approved. Then the CSR informed me the $20.00 credit only applies to "instantly approved" accounts and they can not apply the credit to folks who need additional verification. I think that approach is a sham.
That's total BS! I was instantly approved and NO 20.00! F words

BUT...You now get a FREE TU FICO score every month! Did I mention FREE? lol

That is a little shady though....

Re: Walmart Card Comment

Booner72 — Thu, 25 Aug 2011 04:06:14 GMT

Oh I know. Free is free - and from all I've read here I'd bet money it's the TU04. It's the only reason I even applied (oh yeah, besides the fact that now that my house is bought I don't have to put my whole credit life on PAUSE anymore!) Freedom to dispute! Freedom to apply! aaahhhh the joy of freedom to mess w/ my credit reports!