topic Re: American Express Application Status "In Progress". in Credit Cards

American Express Application Status "In Progress".

Anonymous — Sat, 27 Aug 2011 23:42:03 GMT

Hello there, thanks for visiting!

I applied for the new American Express Mercedes-Benz credit card on the 23rd of August. I did not get an imediate denial/approval like how I used to in the past with AmEx.

I got the message, "In Progress", and so I searched the web for answers but it seems like I can't find anything that's been updated for ages! I'm hoping someone knows more info. I'm on the edge of my seat, I've called the number and first he said, "Thank you for applying and let me forward this to my manager for approval and I will have it shipped 2-Day Delivery via UPS/FedEx (can't remember what he said). I will contact you myself when I get a decision."

I DO have history with AmEx, I have their Zync Card from Feburary of 2011, still young, I know. But NEVER any missed payments or collections from any creditor. I try and be good.

Just a brief overview on my credit history:

AAoA: 2 years 2 mo.

UTL: <25%

INQs: 8 (Early 2011, none in the past 7 months)

Am I just getting my hopes up? I've heard when it's, "In Progress", they we're always approved?

Thank you everyone!

Re: American Express Application Status "In Progress".

toytoy — Sat, 27 Aug 2011 23:52:12 GMT

Don't know if we are allowed to post links but check this out http://www.flyertalk.com/forum/american-express-membership-rewards/1210022-amex-application-status-progress.html

It seems like a good thing. Good luck!

Re: American Express Application Status "In Progress".

Anonymous — Sat, 27 Aug 2011 23:57:20 GMT

@toytoy wrote:
Don't know if we are allowed to post links but check this out http://www.flyertalk.com/forum/american-express-membership-rewards/1210022-amex-application-status-progress.html

It seems like a good thing. Good luck!

It seems like everyone get's approved eventually, on an average of 2 months. Haha, and someone mentioned the, "verify address" part which is what I initially thought. But when I called, a representative told me the department that handles my application (I feel special), is closed on the weekends (talk about 9 to 5), and that I need to call back Monday.

I never saw that link you posted! I like it though!

Re: American Express Application Status "In Progress".

clocktick — Sun, 28 Aug 2011 00:46:15 GMT

Mine was "processing" at least a week before I got an approval (different card).

Re: American Express Application Status "In Progress".

clocktick — Sun, 28 Aug 2011 00:46:38 GMT

@clocktick wrote:
Mine was "processing" at least a week before I got an approval (different Amex).

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 00:48:15 GMT

@clocktick wrote:
@clocktick wrote:
Mine was "processing" at least a week before I got an approval (different Amex).

really? So the "In Progress" is a good thing? With my luck though, you never know, haha. Which AmEx card did you apply for?

Re: American Express Application Status "In Progress".

clocktick — Sun, 28 Aug 2011 00:58:26 GMT

That one was for the Blue Cash Preferred, which was my 3rd revolver app with them (the other 2 were approved as well) in 6 months. The other 2 were instant so I was sweating bullets with this one because I wanted it even more than the others (I couldn't product change at the time).

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 01:15:36 GMT

@clocktick wrote:
That one was for the Blue Cash Preferred, which was my 3rd revolver app with them (the other 2 were approved as well) in 6 months. The other 2 were instant so I was sweating bullets with this one because I wanted it even more than the others (I couldn't product change at the time).

Oh wow! I wish I could get that from AmEx! What are your CLs on those cards?

Re: American Express Application Status "In Progress".

score_building — Sun, 28 Aug 2011 01:36:21 GMT

'In Progress' generally indicates an application is being processed/reviewed, a neutral status, which may result in an approval or denial. Nice looking card, GL!

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 01:56:51 GMT

here is a card application status link from the American Express website

https://www262.americanexpress.com/eaol/welcome.do?

Not sure if it apples to the MB cards also.

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 01:58:09 GMT

@score_building wrote:
'In Progress' generally indicates an application is being processed/reviewed, a neutral status, which may result in an approval or denial. Nice looking card, GL!

Thank you! I hope I get it, if I do, I will make an oath to only use that card for ALL my purchases.

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 01:59:03 GMT

@Anonymous wrote:
here is a card application status link from the American Express website

https://www262.americanexpress.com/eaol/welcome.do?

Not sure if it apples to the MB cards also.

Thanks for the site! I tried it and still says "In Progress". My heart skips a beat when the page loads.

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 02:03:09 GMT

No prob! now you can check back frequently! LOL

I got a Gold card no problem. Applicaiton approved instantly.

When I applied for BLUE, I got the in progress message. I was like, HUH? I ended up getting approved. Don't know my CL. The card has not arrived yet.

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 02:05:24 GMT

@Anonymous wrote:
No prob! now you can check back frequently! LOL

I got a Gold card no problem. Applicaiton approved instantly.

When I applied for BLUE, I got the in progress message. I was like, HUH? I ended up getting approved. Don't know my CL. The card has not arrived yet.

Haha I wish I applied for the Gold card instead of the Zync! How long did you wait before you were approved? And when did you apply? From the pattern I see, generally MOST people end up getting approved when it goes "In Progress"? I was instantly approved for Zync but this has put it to the test. I really hope I get this card!

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 02:08:57 GMT

It was less than a week.

Re: American Express Application Status "In Progress".

PNut08 — Sun, 28 Aug 2011 03:07:05 GMT

I applied online probably 3 days ago and I got the "in progress" message, too, and that it would take up to 2 weeks. I checked the online status, but I don't they updated on Friday. I applied for the costco true earnings and from what I understand they have to send the app to costco first so it could take longer.

If the application isn't successful then I would usually expect an insta denied. I do hate waiting though because it makes me feel like I'm going to be denied since the app wasn't insta approved.

Re: American Express Application Status "In Progress".

minimock — Sun, 28 Aug 2011 03:30:43 GMT

@Anonymous wrote:
@clocktick wrote:
@clocktick wrote:
Mine was "processing" at least a week before I got an approval (different Amex).

really? So the "In Progress" is a good thing? With my luck though, you never know, haha. Which AmEx card did you apply for?

Untill it says "DECLINED" LOL

Re: American Express Application Status "In Progress".

haulingthescoreup — Sun, 28 Aug 2011 03:51:18 GMT

@PNut08 wrote:
I applied online probably 3 days ago and I got the "in progress" message, too, and that it would take up to 2 weeks. I checked the online status, but I don't they updated on Friday. I applied for the costco true earnings and from what I understand they have to send the app to costco first so it could take longer.

If the application isn't successful then I would usually expect an insta denied. I do hate waiting though because it makes me feel like I'm going to be denied since the app wasn't insta approved.

Yep, the trick with the Costco AmEx is to apply in a Costco store, so that they know and can verify that you're a member. You find out then and there if AmEx approves you, and if they do, they give you a temporary card (pass? anyway, you can charge with it), and the card comes maybe a week afterwards.

If you apply via AmEx, you have a longer wait time so that they can verify with Costco that you're a member, and THEN they print the card and send it out.

Good luck!

edit: cna't splel

Re: American Express Application Status "In Progress".

Anonymous — Sun, 28 Aug 2011 03:33:01 GMT

@minimock wrote:
@Anonymous wrote:
@clocktick wrote:
@clocktick wrote:
Mine was "processing" at least a week before I got an approval (different Amex).

really? So the "In Progress" is a good thing? With my luck though, you never know, haha. Which AmEx card did you apply for?
Until it says "DECLINED" LOL

Haha! That's the point I'm trying to make! It seems like everyone who goes through with the "In Progress" experience ends up getting approved? But with my luck, who knows!

Re: American Express Application Status "In Progress".

minimock — Sun, 28 Aug 2011 03:46:03 GMT

I have a thread on here earlier in the month, it took two weeks for them to decline me for the second time. I have visited the application status page MANY times lol.

I hate AMEX, but I do live by the creed "He who does not expecteth is never disapointed"