topic Re: Hunter Mode complete in Credit Cards

Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 04:44:44 GMT

well after several years of being a rebuilder, the last few days I went on some serious hunting and have officially left the rebuilder world behind.

I must admit I did go a little crazy but my scores only dropped a total of 9 points for these inquiries. I will not be applying for anything else for at least

another 2 years.

I applied for and was approved for:

Discover card with $4000 CL

Paypal Mastercard with $4000 CL

Chase Freedom with $5000 CL

Amex Blue Cash Preferred CL not known yet

Barclays Apple $1500 CL

Citi AA Advantage with a $4000 CL (denied but recon)

and finally...........

BOA Cash Reward with a CL of .............drum roll...........$7500

Everyone on this site has been so helpful I truly appreciate it.

Now to sit back and enjoy the fruits of my labor, let these TL age and buy a cup of coffee on each account every few months.

Time to beat them at their own game

Re: Hunter Mode complete

haulingthescoreup — Sat, 10 Sep 2011 04:52:28 GMT

Good stuff!

Be prepared for restlessness and boredom. Try crocheting or football or something.

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 04:52:37 GMT

Interesting... pls share what was situation prior?

Re: Hunter Mode complete

Red1Blue — Sat, 10 Sep 2011 07:23:53 GMT

Congrats. Be prepred for FR from Amex.

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 12:18:41 GMT

what does FR mean

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 14:00:55 GMT

@aleicgrant wrote:
what does FR mean

Financial Review (they will request pay stubs and tax returns). There are very few and far between, so no need to worry about it now, just deal with it if it happens - and I would think as long as you didn't lie on your application you should be fine.

I believe what the poster above was trying to point out is that you should only apply for a card or two every few months and never go over board with your applications or you may risk Adverse Actions from your current and/ or new creditors. Barclay's is another one people claim don't like new tradelines.

Congratulations on your approvals, I know it feels extremely good when you're finally in with the prime banks

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 14:20:20 GMT

May I ask what your SC is? Did you do all of this in one day? BTW, many congrats on your successes!

Re: Hunter Mode complete

haulingthescoreup — Sat, 10 Sep 2011 14:24:37 GMT

I wouldn't be worrying about AmEx. Barclays, though, that's another story.

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 14:35:24 GMT

Wow!!! What a great haul! Congrats on such a successful round of apps! Now, please come and join us in the garden... allow me to pass you a watering can.

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 14:38:38 GMT

watering as we speak

Re: Hunter Mode complete

Booner72 — Sat, 10 Sep 2011 15:33:15 GMT

Can we ask you to tell us which cr they pulled for each account?

Re: Hunter Mode complete

Anonymous — Sat, 10 Sep 2011 15:35:32 GMT

sure no prob

Amex was EX

Dis was TU

Citi was EQ

PP MC was EQ

Chase was TU

Barclay was TU

BOA was EX

Re: Hunter Mode complete

Anonymous — Sun, 11 Sep 2011 06:32:05 GMT

well a few of the accounts have already shown up on my reports !!!!!!!!!!! and thus far they havent caused any change in my scores which is sorta of surprising. I thought I would see a little drop since they are brand new. Fingers crossed. I will say one thing, they waste no time reaching out to you and communicating how happy they are for you to start spending. Little do they know I am using them !!! mooooo ha ha ha ha (insert evil laugh)

Re: Hunter Mode complete

Anonymous — Sun, 11 Sep 2011 13:43:37 GMT

Cool thing is all the Inqs will fall off about the same time.

Re: Hunter Mode complete

Anonymous — Sun, 11 Sep 2011 15:34:59 GMT

Wow!!! That's a lot of apps!!!

Congratulations on your success, I would let these baby's age and keep that watering can full of water to keep the garden nice and healthy.