topic Re: Generous credit limit received from Citi Diamond Preferred Card in Credit Cards

Generous credit limit received from Citi Diamond Preferred Card

soliloquy — Tue, 13 Sep 2011 01:37:17 GMT

Not sure what my TU and EX scores are at this point but my EQ is 690 and I know my TU and EX are much higher than that. I was pleasantly surprised.

Card Name:	Citi® Diamond Preferred® Card
Initial Credit Limit:	$10,900.00
Purchase APR:	0% introductory APR for 12 months from date of account opening. After that, your APR will be 13.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:	0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be13.99%. This APR will vary with the market based on the Prime Rate.

Re: Generous credit limit received from Citi Diamond Preferred Card

CS800 — Tue, 13 Sep 2011 01:46:26 GMT

Congrats !!

Nice CL

Re: Generous credit limit received from Citi Diamond Preferred Card

spartanspirit — Tue, 13 Sep 2011 01:46:34 GMT

congrats on the card and limit. i plan on applying for that card around march of next year. i honestly want it cuz its a cool looking card.

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Tue, 13 Sep 2011 01:47:29 GMT

Wow, 12 months 0% APR and a pretty good APR after that! Congrats.

Re: Generous credit limit received from Citi Diamond Preferred Card

Iincognito — Tue, 13 Sep 2011 02:27:12 GMT

Impressive, grats!

Re: Generous credit limit received from Citi Diamond Preferred Card

Mekitcat — Tue, 13 Sep 2011 02:37:13 GMT

@soliloquy wrote:
Not sure what my TU and EX scores are at this point but my EQ is 690 and I know my TU and EX are much higher than that. I was pleasantly surprised.

Card Name: Citi® Diamond Preferred® Card
Initial Credit Limit: $10,900.00
Purchase APR: 0% introductory APR for 12 months from date of account opening. After that, your APR will be 13.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR: 0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be13.99%. This APR will vary with the market based on the Prime Rate.

Yes that is a great starting limit! Congratulations!!

And I was thrilled when I got my Diamond for $4000 but my offer was 0% APR and 0% BT for 21months after my APR is 20.99%

Re: Generous credit limit received from Citi Diamond Preferred Card

jason86423 — Tue, 13 Sep 2011 03:00:15 GMT

Nice Starting CLI!! Congrats!!

This is what I was approved for a few weeks ago

Card Name: Citi® Diamond Preferred®

CardInitial CreditLine:$6,800.00

PurchaseAPR:0% introductory APR for 21 months from date of account opening. After that, yourAPR will be 11.99%. This APR will vary with the market based on the Prime Rate.

BalanceTransferAPR:0% introductory APR for 21 months from date of account opening when transfers arecompleted within 4 months from date of account opening. After that, your APR willbe 11.99%. This APR will vary with the market based on the Prime Rate.

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Tue, 13 Sep 2011 03:23:21 GMT

@jason86423 wrote:
Nice Starting CLI!! Congrats!!

This is what I was approved for a few weeks ago

Card Name: Citi® Diamond Preferred®
CardInitial CreditLine:$6,800.00
PurchaseAPR:0% introductory APR for 21 months from date of account opening. After that, yourAPR will be 11.99%. This APR will vary with the market based on the Prime Rate.
BalanceTransferAPR:0% introductory APR for 21 months from date of account opening when transfers arecompleted within 4 months from date of account opening. After that, your APR willbe 11.99%. This APR will vary with the market based on the Prime Rate.

I'd really like to know how CCC go about determing CL, APR, and the length of 0% APR period. You've got a better APR, longer 0% period, but less CL than the OP. SO strange

Re: Generous credit limit received from Citi Diamond Preferred Card

jason86423 — Tue, 13 Sep 2011 03:57:24 GMT

It may be a total exposure limit with Citi. I have a few other cards with them (store and AA visa Sig) and this puts me up to over $25,000 total limit with them total.

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Tue, 13 Sep 2011 15:33:29 GMT

I got the exact same terms as the OP last month with a slightly lower CL. This is my first Citi CC since cleaning up my credit. I had a defaulted Shell gasoline CC from about 10 years ago that was backed by Citi. Charged off and off my reports. I too responded to a mail offer with invitation code. It's not my highest CL (16K NFCU, 12K USAA) but it's more generous than I expected with them.

Shortly after activating the card and setting up the on-line account Citi sent me an e-mail that I was eligible for a $30 statement credit after spending $30. I saved the e-mail and my first statement cuts today so we'll see.

Re: Generous credit limit received from Citi Diamond Preferred Card

n777ua — Tue, 13 Sep 2011 15:59:17 GMT

LOVEing Citi lately, apped for Diamond and HHonors same day, instant approval on the Diamond with around $12k CL and $15k on the Hilton.

Congrats!

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Tue, 13 Sep 2011 17:43:08 GMT

I just did the same thing today hoping for simlar results and CITI doesn't have an answer for me yet. Hopefully they'll give me at least one of them with a nice limit! I'd really like to kick HSBC to the curb!

Re: Generous credit limit received from Citi Diamond Preferred Card

soliloquy — Mon, 19 Sep 2011 15:34:14 GMT

For the record, Citi pulled only my Experian report...

Re: Generous credit limit received from Citi Diamond Preferred Card

Creditchaser — Sat, 22 Oct 2011 02:59:12 GMT

Wow...this is exciting. I pulled the citi trigger and they instantly approved me for the following

$4200CL w/0% introductory APR for 21 months from date of account opening. After that your APR will be 16.99%. (The same with Balance Transfers)

This is my first PRIME CARD!!! Before this I only had Orchard since '08. I'm thinking of transfering the remaining balance to Citi and telling Orchard bye, bye I did have a decent limit of $1500, but I do have an annual fee.

Re: Generous credit limit received from Citi Diamond Preferred Card

jason86423 — Sat, 22 Oct 2011 03:03:28 GMT

Congrats on the approval! Nothing like using a banks money free of charge for 21 months. Treat Citi right and they will return the favor with nice CLI's.

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Sat, 22 Oct 2011 03:11:42 GMT

@soliloquy wrote:
Not sure what my TU and EX scores are at this point but my EQ is 690 and I know my TU and EX are much higher than that. I was pleasantly surprised.

Card Name: Citi® Diamond Preferred® Card
Initial Credit Limit: $10,900.00
Purchase APR: 0% introductory APR for 12 months from date of account opening. After that, your APR will be 13.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR: 0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be13.99%. This APR will vary with the market based on the Prime Rate.

Congrats! Citi was very generous with me as well, my first prime card...Dividend Platinum Select for college students with a $4,000 CL, 0% APR until May 2012, then 12.99% after that. I'm surprised because that's the lowest APR listed for my type of CC.

I can't want to see what they do when I ask for a CLI a few months down the road. I hear they're very generous with those as well!

Re: Generous credit limit received from Citi Diamond Preferred Card

jason86423 — Sat, 22 Oct 2011 03:14:22 GMT

Congrats! Awesome Starting limit!!!

Re: Generous credit limit received from Citi Diamond Preferred Card

Anonymous — Sat, 29 Oct 2011 13:19:57 GMT

First off Congratulations and Awesome starting credit limit! Would you mind sharing your income?